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  • Alternative XXX Model Regulations from a Federal Income Tax Perspective
    the existing generally recognized mortality table — the 1980 CSO table — the life insurance industry must ... effective after the new table has been adopted by 26 states. Today, reasonable mortality charges used in the ...

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    • Authors: James Reiskytl
    • Date: Dec 1998
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Small Talk
    • Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy; Public Policy
  • Guaranteed Returns - A Tragedy Of The Commons?
    Guaranteed Returns - A Tragedy Of The Commons? The Actuary Vol. 22 , No. 7. This articles explores ... posed by many guaranteed-return life insurance and annuity products. Cash value;Investment policy;Market ...

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    • Authors: Donald R Sondergeld
    • Date: Jul 1988
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: The Actuary Magazine
    • Topics: Annuities>Investment strategy - Annuities; Annuities>Policyholder behavior - Annuities; Annuities>Pricing - Annuities; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Public Policy
  • The Next Generation Universal Life
    _________________________________ *Copyright © 2000, Society of Actuaries Note: The charts referred ... spring of 1984, I was told the Dow would never hit 2000, so that’s a point of time that I can relate to ...

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    • Authors: Daniel Byrne, Deanne L Nezas, Ken McCullum, Daniel Towriss
    • Date: May 1999
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life; Public Policy
  • C-3 Risk and Liability Hedging
    the actual interest rate being credited, the mortality being charged, or the expenses being assessed ... results are credible. We have not yet done that. Table 1 illustrates the excess-lapse function for the ...

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    • Authors: William Britton, Douglas Doll
    • Date: Jan 1988
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Financial Reporting & Accounting>Statutory accounting; Life Insurance>Universal life; Life Insurance>Whole life; Public Policy
  • Future Trends and Current Developments in Individual Life Products
    Future Trends and Current Developments in Individual Life Products This 1979 session is ... Term Assumptions;Discount rates=Interest rates;Mortality assumption;Nonforfeiture benefits;Persistency;Product ...

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    • Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
    • Date: Oct 1979
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
  • Universal Life Plan
    reserve, it is conservative to use a lower mortality rate and a higher interest rate (once the reserve ... rates as mortality gets worse, but will I be able to do this? In order to have credible mortality data ...

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    • Authors: Robert Howard
    • Date: Jan 1988
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Financial Reporting & Accounting>Statutory accounting; Life Insurance>Universal life; Public Policy