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  • Mortality: A Quest for the Ultimate
    Mortality: A Quest for the Ultimate Today, a plethora of tools and approaches exist to develop lifetime ... tools lie two distinct approaches to project mortality; namely, by using assumptions that are applied: ...

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    • Authors: Missy Gordon, Shawn Stender
    • Date: Aug 2016
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Experience Studies & Data>Mortality; Long-term Care>Long-term care insurance
  • Utilization: Long-Term Care’s “Middle Child”
    Utilization: Long-Term Care’s “Middle Child” The basics and importance of the utilization assumption ...

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    • Authors: Michael Emmert, Michael Bergerson
    • Date: Dec 2017
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • The AAA Practice Note in Practice – Part One
    actuaries preparing LTCI rate filings under the 2000 LTCI Model Regulation certification require- ments ... Moderately Adverse Experience Section 10.B(2) of the 2000 LTCI Model Regulation requires that the actuary ...

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    • Authors: James Robinson
    • Date: Apr 2003
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • LTCI Product Pricing Discussion
    NTO rates and first year lapses. When setting mortality assump- tions, most actuaries would agree that ... for mortality assumption may be U.S. population data along with selection factors or an annuity table ...

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    • Authors: Andrew Herman
    • Date: Sep 1999
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Actuarial Profession>Standards of practice; Long-term Care>Long-term care insurance
  • Understanding Secondary Differences in LTC Experience: Summary of Session 44 PD, 2002 Spring Meeting, San Francisco
    Stallard noted that married males show lower mortality and disability transitions than single males; ... males; however, married females show higher mortality but lower disability transitions than single females ...

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    • Authors: Application Administrator
    • Date: Dec 2002
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Insolvency Due to Long Term Care
    MEETING EDITORS WANTED A re you interested in reading 2000-2001 SOA meetingmanuscripts in your specialty areas ... board, and your name will appear in the meeting table of contents on the SOA Web site.

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    • Authors: Gary L Corliss
    • Date: Aug 2001
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Credibility Theory and Long-Term Care Insurance
    Count-oriented parameters might work here, such things as mortality, voluntary lapse and claim in- cidence, but it ... pursue with pricing parameters is the standard table with which to blend experience. Is this the pricing ...

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    • Authors: James Berger
    • Date: Jun 2013
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • Case 3: Improving LTC Projections with Predictive Analytics
    (HC), and assisted living facility (ALF). Each table varied by gender as well as by lifetime and non-lifetime ... 54.3 MAE 6.5 5.5 5.2 The key takeaway from this table is that the GBM assump- tion produced similar results ...

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    • Authors: Missy Gordon, Joseph Long
    • Date: Aug 2018
    • Competency: Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Experience Studies & Data>Long-term care - Experience Studies & Data; Long-term Care>Long-term care insurance; Modeling & Statistical Methods>Regression analysis; Predictive Analytics
  • Actuarial Guideline 51 Impacts to Regulatory View of Current Predominating LTC Risks
    expectations are driven currently by older age mortality rates that are significantly higher than the ... voluntary termination rate, is sensitivity to the mortality basis contemplated in the analysis? Actuarial ...

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    • Authors: Rhonda Ahrens, Frederick James Andersen
    • Date: Dec 2018
    • Competency: Results-Oriented Solutions>Actionable recommendations; Strategic Insight and Integration>Big picture view; Technical Skills & Analytical Problem Solving>Incorporate risk management; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Actuarial Profession>Best practices; Enterprise Risk Management>Financial management; Enterprise Risk Management>Risk categories; Enterprise Risk Management>Risk measurement - ERM; Experience Studies & Data>Long-term care - Experience Studies & Data; Experience Studies & Data>Morbidity; Experience Studies & Data>Mortality; Long-term Care>Long-term care insurance
  • Prospective Approach to Determining Allowable Rate Increases
    followed by the move to rate stabili- zation in 2000, which allowed for no minimum loss ratio at the ... percent loss ratio to which we vary morbidity, mortality, and lapse rates. Scenario 1 In our first scenario ...

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    • Authors: Kevin Kang, Raymond Nelson, Aaron Wright
    • Date: Aug 2018
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance