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The Evolution of LTC/Life Combination Products
incurred and the HIPAA per diem limit.[1] The policy’s approach to funding LTC benefits impacts tax treatment ... and profitable products. Underwriting From a mortality perspective, the underwriting for LTC/Life products ...- Authors: Vratislav Vodrazka
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Long-term Care>Long-term care innovation
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Long-Term Care and Actuarial Equivalence
carrier has a vested interest in the policyholder’s decision regarding lowering benefits. This needs to ... reserve is that it is used to fund the policyholder’s future policy benefits. At any point in time, the ...- Authors: Robert W Darnell
- Date: Jun 2021
- Competency: Results-Oriented Solutions
- Publication Name: Long-Term Care News
- Topics: Public Policy; Long-term Care>Long-term care innovation; Long-term Care>Long-term care pricing
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Highlights of “Challenging the Status Quo” Seminar
solutions with guaranteed premiums should be the industry’s “North Star” in this effort. In the interim, bringing ... insurer and insured and can help improve a policyholder’s aging experience via education and preventive care ...- Authors: Patrick MacLyman, Noah Gorman
- Date: Nov 2022
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance; Long-term Care>Long-term care innovation; Long-term Care>Long-term care pricing; Long-term Care>Rates - Long-term Care