Description: Article focusing on the current and future state of health insurance in the U.S.

Description: A review of the 2009 Health Spring Meeting, which included speakers & sessions on the future of the SOA, U.S. health care reform, claims data issues & improvements, predictive modeling, underwriting principles, employer stoploss, cost trends, LTD & disability, and mental health parity regulations.

Description: Article discussing how U.S. insurance company financial reporting will undergo an unprecedented level of change within the next several years, including a convergence of US GAAP with international accounting standards. Communication to the public issues are emphasized

Description: Over the last year or two, there has been a noticeable increase in the number of U.S. news topics that involve actuarial thinking such as Obama-care and long-term health of Social Security. While it is a nice feeling to see actuaries at the center of the action, much, or even most of the debate is conducted without any understanding of the actuarial concepts involved. This article is about the challenge of actuaries educating the public on these issues, especially when the profession is still working hard to bring its communication skills up to the level of its technical expertise.

Description: This brief article details my observations as a senior consultant for a leading actuarial consultancy across the Middle East and South Asia regarding ORSA. It highlights key challenges, potential solutions and describes the dichotomy of management and consultant paradigm.

Description: Advice for introverts about marketing your business.

Description: How to offer constructive criticism and use it as a tool to improve work processes, nurture business relationships and get the outcomes you want.

Description: The article is Part 1 of two articles that provide a case study for the development of a profitability and risk dashboard. The sample dashboard provides distilled information regarding actual to expected (A/E) ratios for key risks, agent quality scores and customer value scores. The dashboard would also provide the value of new business written, surplus strain, debit balances, and expected losses on debit balances at different levels, down to the agent level. A product mix index is provided, together with visual comparisons of key metrics to the company's business plan. The Part 2 article will add information to the dashboard regarding risk margins, target capital, and company value.

Description: A discussion of Actuarial Aspects of Section 404 of Sarbanes-Oxley