Description: This 1978 session focused on Group Life Insurance. Questions discussed included: 1. How does current group mortality compare with the 1960 Basic Group Mortality Table? 2. What is the relationship of female to male mortality rates? 3. How do the premium rates of insurance companies compare with the 1960 Basic Group Mortality Table? 4. What group and industry experience indicate the appropriateness of premium discounts and loadings? 5. To what degree are alternative funding approaches utilized for group life insurance? 6. How many life years of exposure are necessary for credibility to be given to the experience of a group? 7. What measures are utilized to hold experience fund deficits to a manageable level for group life? 8. What is the proper reserve for pending or unknown death claims? 9. What is the proper reserve for pending or unknown disability waiver of premium claims? 10. What is the proper reserve for approved waiver of premium claims?

Description: This panel discussion, which occurred at the October 1982 Society of Actuaries Annual Meeting in Washington D.C., presented a discussion on management strategies in today's group insurance market. Strategies discussed included: a. Coping with economic cycles, b. The cost shifting problem,c. Organizational structure, d. Administrative requirements, e. Marketing strategies, f. Product design and costs. From Record of Society of Actuaries, Vol. 8, No. 4.

Description: Discussion of anticipated marketing and pricing considerations of Group Insurance in the 1980's including: a. Regulatory environment including National Health Insurance b. Economic and growth potential c. Competition including Health Maintenance Organizations d. Technology e. Evolving role of employee benefits f. Products g. Pricing considerations h. Marketing approaches Also, discussion of the 1960's and the 1970's a. Major influences b. Benefit changes c. Alternate funding approaches 2. The 1980's environment a.

Description: This 1977 panel discussion examined the surplus needs of life insurance companies. Topics included: 1. A status report of Trowbridge Committee on Valuation and Related Matters 2. The purpose of surplus 3. The amount of surplus required for group insurance 4. The amount of surplus required for ordinary and group business with a savings element

Description: Presented at June 1996 Spring Meeting. Panelists present the results of the 1985-89 Intercompany Group Life Study. A comparison of the 1985-89 study with other data is made.

Description: This 1979 session focused on group life topics. Topics included: 1. NAIC Model Group Life Insurance Law 2. Mass Marketing 3. Waiver of Premium/Extended Death Benefit 4. Financial Aspects a. Profitability b. Reserves e. Persistency/Mortality

Description: This session is from the 1976 Society of Actuaries Annual Meeting in Toronto in October. The presenters cover the following Group Insurance topics: Survivor Income Group Life Insurance, Long Term Disability Insurance, Dental Insurance, Health Insurance, and new products and development.

Description: This session from the 1983 SOA Spring Meeting covers group insurance underwriting and selection issues including self insurance, financial results of group insurers, the underwriting and selection issues involving nontraditional group benefit programs, and techniques for monitoring the underwriting policy.

Description: This presentation, session number 102PD, took place at the 1999 Spring Meeting of the Society of Actuaries, held June 16-18 in Seattle. The panelists discuss the popularity of such voluntary products as critical illness, group AD&D, and group long-term disability, and their implications for reinsurers. Discussion from participants is included. From the Record of the Society of Actuaries, Vol. 25, No. 2.

Description: This panel discussion covers the actuary's responsibility related to self-funded group insurance programs whether the actuary is an insurance company employee or conslutant.