Description: These discussions at the 1959 Atlanta and San Francisco Regional Meetings look at underwriting issues including mortality experience under guaranteed issue, trends in salary allotment plans, underwriting expense, and mortality experience as a result of higher nonmedical limits.

Description: This article is from the Digest of Informal Discussion, Transactions of Society of Actuaries 1956 Volume 8, Number 20. The article identifies the participants and summarizes each person’s comments. The participants discuss underwriting for occupations such as aviation, where traditionally additional charges over standard rates have been made. In light of improving mortality from occupational hazards, the participants discuss whether most occupations should be rated standard, and the impact of such changes.

Description: This report presents the compilation of data received from life companies responding to a survey on preferred risk underwriting and provides opinions of the Task Force on Preferred Underwriting with respect to future trends.

Description: The authors present a ‘theoretical basis for a computerized methodology for estimating biological age - a measure of time to death.’ The authors discuss how they reproduce the human underwriting of a life insurance company using a computerized methodology. Includes discussion and author’s review of discussion. From Transactions of Society of Actuaries 1983 Volume 35.

Description: This article is part of the Digest of Informal Discussion, which took place at the 1956 Society of Actuaries Eastern Spring Meeting, held April 19-20 in Hartford, CT. It identifies the participants and summarizes each person’s comments. The participants discuss various issues around guaranteed issue insurance, including companies writing it, restrictions deemed necessary such as preunderwrting as to eligibility, maximum/minimum insurance limits, and minimum number of lives use of special rate bases, dividend classifications, and commission scales expected experience and tendency of better risks to terminate and impaired lives to remain. From Transactions of Society of Actuaries 1956 Volume 8, Number 21.

Description: This session at the SOA 1962 Jacksonville and Chicago Regional Meetings discussed current underwriting issues including the numerical rating system, mortality experience, and underwriting for pilots and immigrants.

Description: This discussion at a 1959 Regional Meeting examines underwriting issues including expense reduction, nonmedical limits, and the use of inspection reports.

Description: This discussion examined underwriting and if the present method of classifying substandard risks as a percentage of standard can be improved and if the basis of dividing standard from substandard risks can be changed. From Transactions of Society of Actuaries 1950, Vol. 2, No. 2.

Description: This discussion on underwriting looks at the evidence supporting rules requiring medical examinations, special heart reports as supplements to regular exams, home office urinalysis, electrocardiograms and chest X-rays, attending physician statements and inspection reports. From Transactions of Society of Actuaries 1955, Vol. 7, No. 19.

Description: This discussion focuses on underwriting for war risk including antiselection issues, the advantages and disadvantages of a permanent war clause in policies, and insuring combat and non-combat related aviation hazards.