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Moving Beyond Retrospective Testing for LTCI Reserves
valuation assumptions as shown in Table 1 for a cohort of 1,000 claimants. The table shows expected annual termination ... report on the adequacy of LTCI claims reserves. Table 2 In-force Claims and Actual Experience for Calendar ...- Authors: Allen J Schmitz, Daniel A Nitz
- Date: Dec 2007
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Long-Term Care News
- Topics: Financial Reporting & Accounting; Long-term Care
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Case 3: Improving LTC Projections with Predictive Analytics
(HC), and assisted living facility (ALF). Each table varied by gender as well as by lifetime and non-lifetime ... 54.3 MAE 6.5 5.5 5.2 The key takeaway from this table is that the GBM assump- tion produced similar results ...- Authors: Missy Gordon, Joseph Long
- Date: Aug 2018
- Competency: Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Long-Term Care News
- Topics: Experience Studies & Data>Long-term care - Experience Studies & Data; Long-term Care>Long-term care insurance; Modeling & Statistical Methods>Regression analysis; Predictive Analytics
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Prospective Approach to Determining Allowable Rate Increases
followed by the move to rate stabili- zation in 2000, which allowed for no minimum loss ratio at the ... percent loss ratio to which we vary morbidity, mortality, and lapse rates. Scenario 1 In our first scenario ...- Authors: Kevin Kang, Raymond Nelson, Aaron Wright
- Date: Aug 2018
- Competency: External Forces & Industry Knowledge>External forces and business performance; Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance
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First Principles LTC -- Restoration of Benefits
anomaly is caused by the mortality rates for these attained ages. The mortality rate, in general, increases ... increases with attained age. However, the 1994 GAM mortality rates for ages 112 through 119 are forced to ...- Authors: Robert W Darnell
- Date: May 2012
- Competency: Leadership>Thought leadership; Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Long-Term Care News
- Topics: Long-term Care