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LTC Reserve Weakness and What an Industry Reserve Incentive Program Might Look Like
illness typically associated with old age. “In the U.S., the bulk of LTC costs (72 percent) are funded by ... policyholders to performance risk. By increasing mortality, the novel coronavirus might have reduced liabilities ...- Date: Feb 2021
- Competency: Strategic Insight and Integration
- Publication Name: Long-Term Care News
- Topics: Long-term Care; Public Policy
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An Important Matter Related to Combination Life/LTC Insurance Products
nal natural hedge of combination life/LTCI and annuity/LTCI products. Three types of plans were compared—standalone ... Our analysis tested three scenarios: mortality alone, mortality with AB, and EOB alone; using the following ...- Authors: Bruce Stahl, Elizabeth Dinc, Brian F Kelly
- Date: Apr 2020
- Competency: Strategic Insight and Integration
- Publication Name: Long-Term Care News
- Topics: Long-term Care; Long-term Care>Long-term care combination products
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Asking Directions: Mapping a Course to Support Family Caregivers
for meeting the Council’s recommendations. It summarizes insights from a year’s worth of strategy sessions ... LTSS Center @UMass Boston and Community Catalyst’s Center for Consumer Engagement in Health Innovation ...- Authors: Eileen Tell
- Date: May 2022
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Long-Term Care News
- Topics: Long-term Care; Long-term Care>Long-term care insurance; Long-term Care>Public financing - Long-term Care; FinTech & InsurTech; Long-term Care>Long-term care innovation
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Coinsurance for Long-term Care: Another Viable Benefit Reduction Option for Rate Increases?
have on an insurance carrier's future claim liabilities and a policyholder's premium rates. It also explores ... various coinsurance levels might have on an insurer’s future claim liabilities, as well as the approximate ...- Authors: Courtney Williamson
- Date: May 2022
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Long-Term Care News
- Topics: Long-term Care; Long-term Care>Long-term care insurance; Long-term Care>Long-term care innovation; Long-term Care>Long-term care pricing; Long-term Care>Rates - Long-term Care
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The Earth is Flat
The Earth is Flat Distribution’s Bird’s-Eye View of the Life Combo Marketplace 10/15/2019 12:00:00 ...- Authors: Barry Fisher
- Date: Oct 2019
- Competency: Communication; Leadership; Professional Values; Results-Oriented Solutions; Strategic Insight and Integration
- Publication Name: Long-Term Care News
- Topics: Long-term Care
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Building a National Strategy to Support Family Caregivers
in a newly released Report to Congress. The report’s 26 key recommendations are the first step to developing ... Engagement Many leading organizations informed the council’s development of the recommendations. The Administration ...- Authors: Eileen Tell
- Date: Nov 2021
- Competency: Strategic Insight and Integration
- Publication Name: Long-Term Care News
- Topics: Long-term Care; Long-term Care>Public financing - Long-term Care; Long-term Care>Long-term care innovation
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Innovation in the LTC Insurance Market
product which may have been one of the most protable per premium dollar of any LTCI product sold at ... which would serve the LTC coverage needs of the U.S.’s fast-growing elderly population.1 While the issue ...- Authors: Bruce Stahl
- Date: Feb 2020
- Competency: Strategic Insight and Integration
- Publication Name: Long-Term Care News
- Topics: Long-term Care
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How to Effectively Manage a Closed Block of Long-Term Care Insurance
such as life or annuity products. The ultimate decision will be based on an insurer’s risk tolerance and ... already contained in a separate company. Taking one’s eye off the business can have devastating consequences ...- Date: Apr 2021
- Competency: Leadership; Strategic Insight and Integration
- Publication Name: Long-Term Care News
- Topics: Long-term Care
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LTC Population Management: Pursuing Healthful Strategies
Robert Eaton and Missy Gordon More people in the U.S. will need long-term care (LTC) services in the coming ... for other products such as group life and/or annuity combination products that may have had limited ...- Authors: Robert Eaton, Missy Gordon
- Date: Nov 2020
- Competency: Strategic Insight and Integration
- Publication Name: Long-Term Care News
- Topics: Long-term Care; Predictive Analytics; Long-term Care>Claims - Long-term Care
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A Middle-Market Senior Care Solution
well-being of their parents—the policy’s care recipient(s). This policy is designed to be available to buyers ... they most need to save for their own retire- ment(s). • Distributors can offer an affordable living benefits ...- Authors: Bruce Stahl, Winona Berdine
- Date: Aug 2020
- Competency: Leadership; Strategic Insight and Integration
- Publication Name: Long-Term Care News
- Topics: Long-term Care; Long-term Care>Long-term care insurance; Long-term Care>Funding - Long-term Care