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  • New Flexibility for VUL Product Design in New York StateSurrender Charge Limits Revisited
    New Flexibility for VUL Product Design in New York StateSurrender Charge Limits Revisited The ... surrender charge limitations specified in New York’s Regulation 77 which increases the maximum allowable ...

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    • Authors: Robert Hafner
    • Date: Aug 2001
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life
  • Are Your Indexed UL Earnings Underperforming Pricing Expectations?
    indexed UL insurance and possible reasons why a company's actual indexed UL earnings may be below their original ... Francis Hebert-Losier Product Matters!, February 2024 U.S. insurers haven’t necessarily seen the growth in ...

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    • Authors: Nik Godon
    • Date: Jan 2024
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Financial Reporting & Accounting; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life
  • The End of A Tumultuous Year
    rates. Another key issue discussed dealt with mortality assumption underlying the AM factors. Possibilities ... from 65 percent to 100 percent of the 1994 GMDB Table, and perhaps allowing insurers to recognize their ...

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    • Authors: Larry M Gorski
    • Date: Mar 2005
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Annuities>Variable annuities; Life Insurance>Universal life; Public Policy