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Opportunities for Bundling Medicare Supplement and Short-Term Care: The Perfect Match?
‘silver tsunami’ of the aging population in the U.S. Medicare provides generous benefits to the elderly ... home. STC is usually triggered by a policyholder’s inability to perform some of their activities of daily ...- Authors: Kenneth J Clark, Robert T Eaton
- Date: Mar 2021
- Competency: Results-Oriented Solutions; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Publication Name: Health Watch
- Topics: Health & Disability>Health insurance; Health & Disability>Rates - Health & Disability; Long-term Care>Long-term care pricing; Long-term Care>Rates - Long-term Care; Long-term Care>Termination - Long-term Care
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Long-Term Care and Actuarial Equivalence
carrier has a vested interest in the policyholder’s decision regarding lowering benefits. This needs to ... reserve is that it is used to fund the policyholder’s future policy benefits. At any point in time, the ...
- Authors: Robert W Darnell
- Date: Jun 2021
- Competency: Results-Oriented Solutions
- Publication Name: Long-Term Care News
- Topics: Public Policy; Long-term Care>Long-term care innovation; Long-term Care>Long-term care pricing
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Dear Actuary - Facing Rate Increases
plan like a combo policy that combines a life or annuity product with an LTC rider. This might be attractive ... policy, especially considering that the life or annuity plan is typically much more expensive than the ...- Authors: Marc Glickman
- Date: May 2019
- Competency: Results-Oriented Solutions
- Publication Name: Long-Term Care News
- Topics: Economics; Long-term Care>Long-term care pricing
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Highlights of “Challenging the Status Quo” Seminar
solutions with guaranteed premiums should be the industry’s “North Star” in this effort. In the interim, bringing ... insurer and insured and can help improve a policyholder’s aging experience via education and preventive care ...
- Authors: Patrick MacLyman, Noah Gorman
- Date: Nov 2022
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Long-Term Care News
- Topics: Long-term Care>Long-term care insurance; Long-term Care>Long-term care innovation; Long-term Care>Long-term care pricing; Long-term Care>Rates - Long-term Care