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  • LTC Combo Products: The Challenges Ahead
    Barbara Grassie and Christine Michals-Bucher • Mortality and morbidity charges • One time versus ongoing ... insurance operates using current and guaranteed mortality/insurance rates. That is not an LTC concept which ...

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    • Authors: Christine Michals
    • Date: Dec 2016
    • Competency: Strategic Insight and Integration>Effective decision-making; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance
  • To Cede or Not To Cede: Overcoming the Hurdles to Ceding Legacy LTCI Risk
    expectations. Even though legacy LTCI lapse and mortality rates are gen- erally substantially lower than ... might reasonably be expected to have had higher mortality as well as morbidity risk, and policies with ...

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    • Authors: Bruce Stahl
    • Date: Dec 2017
    • Competency: Strategic Insight and Integration>Big picture view; Strategic Insight and Integration>Effective decision-making
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care>Long-term care insurance