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Individual Life Insurance Cost Disclosure Issues
committees of state legislatures and committees of the U.S. Congress. If the solution to the cost comparison ... options. 7. Term and annuit_ combinations: Term and annuity coverages may be provided by separate contracts ...- Authors: John K Booth, Norman K Martin, William T Tozer, Charles L. Trowbridge
- Date: May 1981
- Competency: Communication; Professional Values>Public interest representation; Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Marketing and distribution - Life Insurance; Public Policy
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Evaluating Financial Aspects Of Different Distribution Systems
are measured, differences in underwriting and mortality or lapse levels by distribution systems, the levels ... distribution;Morbidity rates=Morbidity tables;Persistency;Mortality risk; 15889 5/1/1986 12:00:00 AM ...- Authors: Jay Jaffe, William C Koenig, James Merwald, John David Moorhouse, James Van Elsen
- Date: May 1986
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Marketing and distribution - Annuities; Life Insurance>Marketing and distribution - Life Insurance
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Implementing the Illustration Regulation: The Clock is Ticking
that we did have. The net investment income of all U.S. companies before taxes for a period starting back ... but marginal or the generally recognized expense table (GRET) can be used subject to some limitations.- Authors: Application Administrator, David Karo, Daniel Theodore, Robert E Wilcox
- Date: Oct 1996
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Professional Values; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Marketing and distribution - Annuities; Life Insurance>Marketing and distribution - Life Insurance; Public Policy
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Direct Response Marketing To Senior Citizens
developing material. One problem you can nwalk into u inadvertently with regard to the graded benefit period ... plan, are paying a surcharge to cover the extra mortality. Thus, they could obtain a better price if they ...- Authors: Application Administrator, H Lund, Raymond J Nacin, Robert J Polilli, Donald M Sceals
- Date: Oct 1985
- Competency: Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Life Insurance>Marketing and distribution - Life Insurance
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New Forms Of Agency Compensation - Impact On Product Design And Company Profitability
reinsurance company. Our last speaker will be Mr. Ted S. Bernstein, President of Assured Enterprises in the ... changes our industry is to see, the need for basic mortality protection products is not going to go away. And ...- Authors: Harold G Ingraham, Robert W MacDonald, Philip Polkinghorn, Ted Bernstein
- Date: Oct 1986
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Marketing and distribution - Life Insurance
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Non-Traditional Marketing: Products And Delivery
your insurance premium (just sit at the kitchen table and write a check). In fact, you have to take an ... not supposed to happen, really does happen. Mortality and morbidity are predictable as with any insurance ...- Authors: Joseph Fafian, John Ladley, Frank Minton, Harry Ploss, Howard L Steinberg
- Date: May 1986
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Life Insurance>Marketing and distribution - Life Insurance
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A Tale of Two Values: Direct Response Insurance
A Tale of Two Values: Direct ... 1PGQHVJGYC[U[QW YQWNFFQVJCVKUD[WUKPIEWUVQOGTNKHGVKOGXCNWG5GEQPFOCTMGVGTUCNYC[UYCPV NC ... ITGCVDGECWUGVJKUYCUPçVRNCPPGF $WV+CNYC[UVT[VQHKPFCYC[VQTGOKPFO[UGNHVJCVGXGPVJG ...- Authors: Jay Jaffe, Ben Lutek, Robert Moser, Robert E Winawer
- Date: May 1999
- Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Marketing and distribution - Annuities; Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance
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Direct Response Marketing - Life And Health Insurance
tried, such as cancer, victim of crime, accident annuity, umbrella liability, and between-jobs major medical ... other products that the consumer wants an IRA annuity, for instance. DIRECT RESPONSE MARKETING - LIFE ...- Authors: Roberta L Canfield, Edward P Mohoric, Harry Ploss, H Shumrak, Lawrence Hersh
- Date: Apr 1985
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Life Insurance>Marketing and distribution - Life Insurance
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Non-Traditional Marketing Through Broadcast Media
Non-Traditional Marketing Through Broadcast Media Presented at October 1986 Annual Meeting. ... different experience in terms of persistency, mortality, and morbidity. I don't recall any of the panelists ...- Authors: John Ladley, Gary A Kauffman, Eugene R Raitt
- Date: Oct 1986
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Health insurance; Life Insurance>Marketing and distribution - Life Insurance