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Bells and Whistles or Time Bombs: The Costs of Long-Term Guarantees
Bells and Whistles or Time Bombs: The Costs of Long-Term Guarantees 1999 SOA Spring Meeting, Atlanta ... Atlanta. This session addressed the risks and potential costs of long-term guarantees in some insurance ...- Authors: Max Rudolph, Zenaida Samaniego
- Date: May 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Investment strategy - Annuities; Finance & Investments
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Retirement Implications of Housing Wealth and Spending
Retirement Implications of Housing Wealth and Spending This paper explores comparative trends in home ... renters, the associated levels of housing expenditures, and the extent of equity borrowing. The goal is ...- Authors: Zenaida Samaniego
- Date: Sep 2009
- Competency: Strategic Insight and Integration>Big picture view
- Topics: Pensions & Retirement>Retirement risks
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Safest Annuity Rule - A Study Sponsored by the Committee on Retirement Systems Research of the Society of Actuaries
Sponsored by the Committee on Retirement Systems Research of the Society of Actuaries The failure of a few ... large life insurers in the early 1990's led to public concern about the safety of annuities purchased ...- Authors: David R Brady, Thomas Edwalds, Lindsay Malkiewich, Zenaida Samaniego, Richard Schreitmueller, William J Sohn, Henry N Winslow
- Date: Jan 1997
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Annuities>Group plans - Annuities
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Pension Section News, October 1999, Issue No. 41.
Pension Section News, October 1999, Issue No. 41. Full version of Pension Section News, October ... Section News, October 1999, Issue No. 41. Full version of Pension Section News, October 1999, Issue No. 41 ...- Authors: Zenaida Samaniego, Amy S Timmons
- Date: Oct 1999
- Publication Name: Pension Section News
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A Look at the Annuity Market After Department of Labor 'DOL' Interpretive Bulletin 95-1: Where Have All the Insurers Gone?
A Look at the Annuity Market After Department of Labor 'DOL' Interpretive Bulletin 95-1: Where ... Where Have All the Insurers Gone? Presented at October 1996 Annual Meeting. Now that plan sponsors ...- Authors: Zenaida Samaniego, Richard Schreitmueller, Brian Clark
- Date: Oct 1996
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Pensions & Retirement>Defined benefit plans; Pensions & Retirement>Pension legislation and regulation
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GAR-94: Tracking The 50 States
GAR-94: Tracking The 50 States GAR-94: Tracking The 50 States by Zenaida Samaniego from Pension Section ...- Authors: Zenaida Samaniego
- Date: Oct 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: Pension Section News
- Topics: Experience Studies & Data>Mortality
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Family Considerations in Retirement Planning
Considerations in Retirement Planning The traditional informal care of/by family has faced increasing geographic ... challenges from changing family households and sources of family income. Financial planning and risk protection ...- Authors: Zenaida Samaniego
- Date: Jun 2019
- Competency: Communication; External Forces & Industry Knowledge; Professional Values; Relationship Management
- Topics: Demography>Longevity; Economics>Behavioral economics; Enterprise Risk Management>Financial management; Experience Studies & Data>Long-term care - Experience Studies & Data; Health & Disability>Payment models; Social Insurance>Medicaid
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The Market For Safe Annuities
The Market For Safe Annuities In the early 1990s, when several large U.S. and Canadian life insurers ... insurers teetered on the brink of insolvency and finally collapsed, the U.S. Department of Labor issued its ...- Authors: Zenaida Samaniego, Richard Schreitmueller
- Date: Apr 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: The Actuary Magazine
- Topics: Annuities
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Proposed 1994 GAR Table Is Generational
Generational A new mortality valuation standard, the 1994 Group Annuity Reserve Table, is being proposed ... pension business. This article discusses the industry concerns with the change from a static table to a generational ...- Authors: Zenaida Samaniego
- Date: Mar 1995
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: The Actuary Magazine
- Topics: Pensions & Retirement>Pension legislation and regulation
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Diverse Risks and Considerations in Retirement
Diverse Risks and Considerations in Retirement The article presents a retiree's perspective and ...- Authors: Zenaida Samaniego
- Date: Feb 2017
- Competency: External Forces & Industry Knowledge; Relationship Management; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Publication Name: Pension Section News
- Topics: Pensions & Retirement>Retirement risks