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Lapse Experience under Lapse-Supported Policies: Updated Studies from The Canadian Institute of Actuaries
Experience under Lapse-Supported Policies: Updated Studies from The Canadian Institute of Actuaries The Canadian ... Canadian Institute of Actuaries CIA recently updated its studies of lapse experience under universal life ...- Authors: Dominique Lebel
- Date: Jun 2008
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
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Recent Change to IRC § 7702 Interest Rates and Impact on Life Insurance Products
Summary of recent changes to IRS Section 7702 Interest Rates, and how it will impact the design of life ... life insurance products in the future. By Stu Kwassman Product Matters!, February 2021 Introduction As most ...- Authors: Stuart Kwassman
- Date: Feb 2021
- Competency: Results-Oriented Solutions; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Non-forfeiture benefits; Life Insurance>Whole life
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What if Mortality Stops Improving? Introducing a Product Idea that Shares the Risks and Benefits of Changes in Mortality Rates
Product Idea that Shares the Risks and Benefits of Changes in Mortality Rates Future mortality improvement ... experience over the last decade suggests this might be an assumption that merits reconsideration in the United ...- Authors: Craig Reynolds, Aatman Dattani
- Date: Aug 2023
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data; Experience Studies & Data>Mortality; Life Insurance; Life Insurance>Product development - Life Insurance
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Cost-Benefit Analysis: Quantifying the Value of EHRs
Quantifying the Value of EHRs The paper describes a cost-benefit analysis to determine the value of electronic ... carrier were underwritten pre-EHR and post-EHR and the mortality savings estimates from risk class changes ...- Authors: Murali Niverthi
- Date: Nov 2023
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting
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Deferred Life Risks Are on the Menu of a Hungry Pension Risk Transfer Market
Deferred Life Risks Are on the Menu of a Hungry Pension Risk Transfer Market Discusses insurance company ... considerations and approaches when dealing with the complexities of deferred lives within pension plans. By ...- Date: May 2022
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Pensions & Retirement>Assumptions and methods; Pensions & Retirement>Pension risk transfer
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Update on Federal Tax Issues Under the 2001 CSO Mortality Tables
Federal Tax Issues Under the 2001 CSO Mortality Tables Update on Federal Tax Issues Under the 2001 CSO Mortality ... rates=Mortality tables=Death rates ;National Association of Insurance Commissioners=NAIC;Taxes=Taxation; 10501 ...- Authors: Craig R Springfield
- Date: Mar 2004
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance; Public Policy
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Conservation of Mortality and Assumption Integrity
Conservation of Mortality and Assumption Integrity This article discusses the concept of Conservation of Mortality ... is the modeling principle that ensures consistency between assumptions of the total mortality of a population ...- Date: Oct 2021
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Modeling & Statistical Methods>Deterministic models
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Confusing the Matrix: Actuarial Adaptations to a Well-Known Construct
Confusing the Matrix: Actuarial Adaptations to a Well-Known Construct Accelerated underwriting expert ... gives a brief history of the confusion matrix and how its use came into the accelerated underwriting ...- Authors: Ryan Holt
- Date: Aug 2022
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Accelerated underwriting
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Summary of the December 2003 NAIC Meeting
Summary of the December 2003 NAIC Meeting Summary of the December 2003 NAIC Meeting Annuity reserves;Health ... reserves;Health insurance;Long-term care insurance=LTCI;National Association of Insurance Commissioners=NAIC;Risk-based ...- Authors: Larry M Gorski
- Date: Mar 2004
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Public Policy
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Confusing the Matrix: Part Deux
Confusing the Matrix: Part Deux This article details different methods for calculating mortality impact ... with two first principles approaches. The strengths and weaknesses of both approaches are discussed. By ...- Authors: Ryan Holt
- Date: Nov 2023
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data; Experience Studies & Data>Mortality; Life Insurance; Life Insurance>Accelerated underwriting