Description: This first session in the two-part series focuses on Guidelines XYZ and AXXX and their impact on universal life plans with secondary guarantees versus traditional whole life plans. Industry experts – both panelists and audience participants – discuss and debate the necessity for these regulations, the issues surrounding them, and their impact on product design. From the 2002 Record of Society of Actuaries, Volume 28, No. 3. Session 141IF of the Boston Annual Meeting.

Description: Panelists discuss discouraging trends in the individual disability income DI market, particularly discussed is the outlook for profitability, and what changes should be made to products and/or distribution. From the Record of the Society of Actuaries, Vol. 23, No. 1.

Description: Presented at June 1986 Spring Meeting. This session discussion is about sex discrimination, impairments, and social insurance issues.

Description: Full version of Product Matters! November 2003, Issue No. 57.

Description: This session from the 1995 SOA Vancouver Meeting covers individual non-cancellable DI by three major writers who discuss their view of the viability of non-cancellable DI and some of the steps their companies have taken or are planning to take to address their concerns. From the Record of the Society of Actuaries, Vol. 21, No. 3b.

Description: 1994 SOA Meeting, San Antonio. Panelists discussed actions they have taken or that need to be taken to produce a profitable individual DI product line. Comparisons were made to historical practices and results.

Description: Discussion of UL products with secondary guarantees and how they are similar to and different from traditional life insurance products. Discussion of possibility they are lapse supported in their pricing.