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  • Policyholder Behavior in the Tail Risk Management Section Working Group UL with Secondary Guarantee 2015 Survey Results
    that reported using dynamic lapse assumptions is similar to prior years. Dynamic lapses were used by ... (Figure 18).  Of those that specifically use dynamic lapse assumptions, over three-fourths (7 of 9) ...

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    • Authors: Stephen Hodges, Charles M Bremer, Jeffrey Hartman
    • Date: Apr 2016
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • Policyholder Behavior in the Tail Risk Management section Working Group UL with Secondary Guarantee 2013 Survey Results
    (Figure 28).  Of those that specifically use dynamic lapse assumptions, nearly two-thirds, (7 of 11) ... were chosen by 82% of respondents as a source for dynamic lapse assumptions. Company experience was also ...

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    • Authors: Stephen Hodges, Charles M Bremer
    • Date: Jan 2014
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life