Description: Future mortality improvement has been a common assumption in life insurance and annuity pricing and forecasting for many years. However, experience over the last decade suggests this might be an assumption that merits reconsideration in the United States. This article will take a closer look at factors that impact mortality improvement trends and discuss why insurers may want to reevaluate product designs to better manage the associated mortality risk. We then introduce a product idea with this in mind, where premiums are based on a life expectancy index and insurers share the risk (and opportunity) or mortality improvement with policyholders.

Description: The article explores the possibility of using the emerging technology for life insurers to build a monitor system for better risk and profitability management.

Description: Describes a process for identifying relevant industry experience to credibility-weight with relevant company experience to set modeling assumptions and margins.

Description: Describes a process for identifying relevant industry experience to credibility-weight with relevant company experience to set modeling assumptions and margins.

Description: Highlights from the Social Security & Mortality panel at the 2017 Living to 100 Symposium - actuaries responsible for projections in the US, Canada and the UK.

Description: Summary of the NAIC and SOA's PBR Survey.

Description: Recently completed experience and research studies from the SOA.

Description: Recently completed experience and research studies from the SOA.

Description: In this article the editor previews the issue.

Description: Update on new mortality tables in development - 2012 IAR, 2014 VBT, and SI/GI/Preneed

Description: This article focuses on these Key Points - The Situation: Mortality Improvement assumption is not a simple equation. What Could Happen: Any mortality improvement assumption is a bit of a ‘bet’ relative to the ongoing penetration of known developments and the introduction of new developments, such as the appearance of the AIDS epidemic. What Needs to Happen: Better understanding of Mortality Improvement assumption, final assumption, and best estimate approach.

Description: The author discusses the various components that may have an effect on the future of mortality such as the extinction of numerous species of flora and fauna the growth of agribusiness genetically modified foods, better public health institutions and programs, etc.

Description: Two committees continue work on experience studies that will provide a basis for new valuation mortality tables. This is an article about preferred and preneed valuation and the activity of these two committees to date.

Description: This article contains a listing of the publications of the National Center for Health Statistics. Copies of any of the listed publications can be obtained from the National Center for Health Statistics, Rockville, Maryland. In ordering, the series number and the number within the series should be given.

Description: Provides a brief review of World Population: An Analysis of Vital Data by N. Keyfitz and W. Flieger. It presented a collection of life tables and related data covering more than 60 populations over 180 years. This book presents data on mortality from recorded causes of death in 180 populations, with detail provided on age and sex .... This volume should reduce substantially problems of data availability by providing information on mortality experience spanning a period of 103 years, for 48 nations, and encompassing a range of life expectancies from 27 to 77. The data will assist the social scientist in documenting such matters as the sources of the vital revolution, causes of increasing sex mortality differentials, components of age curves of mortality, geographic and temporal variations in mortality structure, and economic and social costs of a disease.