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  • Are Your Indexed UL Earnings Underperforming Pricing Expectations?
    Are Your Indexed UL Earnings Underperforming Pricing Expectations? The article discusses ... carriers. Some use static hedging, while others use a dynamic hedging approach, given the difficulty of trying ...

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    • Authors: Nik Godon
    • Date: Jan 2024
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Financial Reporting & Accounting; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life
  • Rightsizing the Floor Interest Rate Rules of Sections 7702 and 7702A
    rule for 2021 and, for subsequent years, a more dynamic structure for determining floor interest rates ... rounded to the nearest quarter percent.[40] The dynamic nature of the interest rate mechanism in the standard ...

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    • Authors: Brian King, Craig R Springfield, Robert A Fishbein
    • Date: Mar 2021
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Taxing Times
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Whole life; Public Policy; Public Policy
  • Life Product Update
    Life Product Update The presenters in this classic session will explore protection and ... intersections between talent, assets and ideas – the dynamic formula that drives business performance. Together ...

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    • Authors: Michael Cusumano, Ian Michael Laverty, Jia Fei, Parag S Shah
    • Date: May 2020
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life
  • 2018 Universal Life with Secondary Guarantees Survey: Survey of Assumptions for Policyholder in the Tail
    reported using dynamic lapse assumptions continues to increase relative to past surveys. Dynamic lapses were ... estimate continues to be the most common source of dynamic assumptions at 67%, although that response rate ...

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    • Authors: Jeffrey Hartman
    • Date: Sep 2018
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • 2017 Universal Life with Secondary Guarantees Survey
    reported using dynamic lapse assumptions is somewhat higher than in prior years. Dynamic lapses were ... estimate continues to be the most common source of dynamic assumptions at 73%, although that response rate ...

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    • Authors: Jeffrey Hartman
    • Date: Jul 2017
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • Policyholder Behavior in the Tail Risk Management Section Working Group UL with Secondary Guarantee 2015 Survey Results
    that reported using dynamic lapse assumptions is similar to prior years. Dynamic lapses were used by ... (Figure 18).  Of those that specifically use dynamic lapse assumptions, over three-fourths (7 of 9) ...

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    • Authors: Stephen Hodges, Charles M Bremer, Jeffrey Hartman
    • Date: Apr 2016
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • Policyholder Behavior in the Tail Risk Management section Working Group UL with Secondary Guarantee 2013 Survey Results
    (Figure 28).  Of those that specifically use dynamic lapse assumptions, nearly two-thirds, (7 of 11) ... were chosen by 82% of respondents as a source for dynamic lapse assumptions. Company experience was also ...

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    • Authors: Stephen Hodges, Charles M Bremer
    • Date: Jan 2014
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • Policyholder Behavior in the Tail Risk Management section Working Group UL with Secondary Guarantee 2012 Survey Results Report
    (Figure 28). • Of those that specifically use dynamic lapse assumptions, 50% (5 of 10) specifically state ... were chosen by 89% of respondents as a source for dynamic lapse assumptions (Figure 29). • The 2001 VBT ...

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    • Authors: Society of Actuaries, Stephen Hodges, Mark Bergstrom
    • Date: Mar 2013
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • Premium Persistency Study of Flexible Premium Universal Life Products Report
    premium persistency factors by gender. • Dynamic premium persistency assumptions, where premium ... persistency factors by gender. Dynamic Assumptions Dynamic premium persistency assumptions, where ...

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    • Authors: Society of Actuaries
    • Date: May 2012
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Universal life
  • Universal Life Enhancements
    very pleased that they were treated equitably. Dynamic Life, on the other hand, had a very successful ... without resorting to the use of low-grade bonds. Dynamic Life was the only one that increased its spread ...

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    • Authors: Application Administrator, Carolyn Janda Stontz, Allan Johnson, Richard C Klein, Robert E Rachlow
    • Date: May 1989
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Universal life
  • Universal Life
    Universal Life This session from the 1983 SOA Spring Meeting discusses universal life including ... issued with no anticipated compliance problems, the dynamic nature of current charges and credits to the cash ...

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    • Authors: William Carroll, Daniel Case, Christian J DesRochers, Harold B Leff, James Robinson
    • Date: Apr 1983
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Universal life
  • Universal Life - Three Different View Points: Stock, Mutual, Canadian
    Universal Life - Three Different View Points: Stock, Mutual, Canadian Panel discussion session ... cal Advisory Committee on dynamic interest being unwilling to accept the dynamic valuation statute unless ...

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    • Authors: Allen D Booth, Arnold Dicke, Ken Magee, John Palmer
    • Date: Oct 1982
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Universal life
  • Future Trends and Current Developments in Individual Life Products
    Future Trends and Current Developments in Individual Life Products This 1979 session is about current ... Non-par approach b. Is the current par product dynamic enough? 2. Universal Life concepts 3. Indexed ...

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    • Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
    • Date: Oct 1979
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy