Description: This is a supplemental Excel Workbook to the Select Period Mortality Survey report. The workbook contains additional analysis of the responses submitted for the select period mortality assumption survey. This project was sponsored by the SOA’s Product Development Section and the Committee on Life Insurance Research.

Description: The material contained herein does not represent an official position, statement, or endorsement on behalf of the Society of Actuaries or its members, nor should the material be construed to do so. This work is the product of a research effort commissioned by the Society of Actuaries to add to the library of resource tools and further knowledge in this area.

Description: This study aims to answer the question of how much of an episode’s cost and use of specific services can be attributed to the patient’s own health status, as opposed to being driven by other factors such as the care setting, patient preference, and provider practice patterns. In other words, do episode costs vary so widely because of patient characteristics, including health status, or are they related to other, nonclinical factors?