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Long-Term Care, September 1999, Issue No. 1
the appro- priate body, such as the Home Office Life Underwriters Association (HOLUA) or the National ... Association of America (HIAA) and the American Council of Life Insurance (ACLI) have prepared a joint response ...- Authors: Application Administrator, Donald Charsky, James Glickman, Bartley L Munson, William C Weller, Andrew Herman, Jerry Elsea
- Date: Sep 1999
- Publication Name: Long-Term Care News
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Understanding Secondary Differences in LTC Experiences
I wonder how many of you recall the days when life-insurance premiums were not differentiated by smoker/non-smoker ... be similar for LTC what smoker/non- smoker was to life insurance a couple of decades ago. The use of the ...- Authors: Application Administrator, Andrew Herman, P J Stallard, John Timmerberg
- Date: Jun 2002
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Long-term care - Experience Studies & Data
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Line-of-Business Management for Long-Term-Care Insurance
Line-of-Business Management for Long-Term-Care Insurance Panelists discuss the characteristics ... distribution;Morbidity rates=Morbidity tables;Mortality assumption;Underwriting;Investment risk; 17621 ...- Authors: Robert Yee, Andrew Herman, Deborah A Grant, Craig Shigeno
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Incorporate risk management
- Publication Name: Record of the Society of Actuaries
- Topics: Demography>Longevity; Experience Studies & Data>Long-term care - Experience Studies & Data; Long-term Care; Long-term Care>Long-term care insurance
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Trends in Long-Term-Care Product Design and Pricing Issues
second vice president and LTC actuary for UNUM Life Insurance Company of America. He's responsible for ... Mr. Robert K.W. Vee: Every time I speak in a group like this in SOA meetings I always get a little ...- Authors: Robert Yee, Roger L Martin, Andrew Herman
- Date: Jun 1999
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Standards of practice; Long-term Care>Long-term care insurance
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Underwriting the Long-Term-Care Insurance Risk
a fairly consistent movement. A fairly informal survey I recently conducted for one of our clients shows ... codes other than these four new ones that pertain to life or LTC, Parkinson's Disease, and things like that ...- Authors: Andrew Herman, Amy Pahl, Gary Jacobs, Stephen Rowley
- Date: May 2001
- Competency: Results-Oriented Solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Long-term Care>Long-term care insurance
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LTCI Product Pricing Discussion
policyholders and are expected to remain level over the life of the policy. Of course, this certification would ... lapses. When setting mortality assump- tions, most actuaries would agree that life insurance tables are ...- Authors: Andrew Herman
- Date: Sep 1999
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Long-Term Care News
- Topics: Actuarial Profession>Standards of practice; Long-term Care>Long-term care insurance
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Actuarial Techniques Surrounding Innovative LTC Benefits
sold today is issue-age-level premium payable for life. Absent any rate increases, the customer buys in ... you're trying to protect the risk, and the real life costs are going up by 5 percent per year, a simple ...- Authors: Timothy Hale, Robert Yee, Andrew Herman, Deborah A Grant
- Date: May 2004
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Long-term Care>Long-term care insurance
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What to do with Older LTC Insurance Policies
experience, policy terminations—both lapses and mortality, investment income, issue and maintenance expenses ... percent-ultimate-voluntary lapse rates and '83 group annuity mortality (GAM). Claim costs were based on company ...- Authors: Application Administrator, Andrew Herman, John Timmerberg, Mark S Dinsmore
- Date: Jun 2003
- Competency: Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Long-term Care>Long-term care insurance