Description: This report, part of the Society of Actuaries [SOA] ‘Experience Studies – Business Practice Surveys,’ presents the results of the survey conducted by the SOA Committee on Life Insurance Mortality and Underwriting Surveys - Mortality Table Construction Survey Subcommittee, on the methods used to develop pricing mortality tables for fully underwritten life insurance. The objective of the survey was to gain an understanding of companies’ base mortality tables and the adjustments that were made to arrive at the final tables used in pricing, including whether or not mortality improvement was assumed.

Description: This report, part of the Society of Actuaries [SOA] ‘Experience Studies – Business Practice Surveys,’ presents the results of a survey conducted by the SOA Committee on Life Insurance Mortality and Underwriting Surveys - Risk Management Survey Subcommittee. Both direct individual and group life insurance and reinsurance are included in the survey. The survey asked for information related to a company’s practices with respect to catastrophic events, concentration of risk, reinsurance as a risk management tool, and alignment of underwriting and pricing experience. The intent of the survey was to gather information on the many variations in risk management awareness and practices of U.S. companies surrounding their U.S. insurance life business.

Description: This report, part of the Society of Actuaries [SOA] ‘Experience Studies – Business Practice Surveys,’ presents the results of a survey conducted by the SOA Committee on Life Insurance Mortality and Underwriting Surveys - Preferred Underwriting [Reinsurance] Survey Subcommittee. The purpose of this survey, the first preferred underwriting survey compiling reinsurance information from U.S. and Canadian reinsurers on U.S. Life business, was to obtain the opinions of the reinsurance market on preferred risk underwriting.

Description: This report, part of the Society of Actuaries [SOA] ‘Experience Studies – Business Practice Surveys,’ presents the results of the survey conducted by the SOA Committee on Life Insurance Mortality and Underwriting Surveys - Older Age Underwriting Practices Survey Subcommittee. The purpose of this survey is to explore practices that underwriters utilize in both formal and informal ways to assess older age applicants.

Description: From a session at the Spring meeting of the Society of Actuaries held in San Antonio, Texas, June 14-15, 2004 A brief review of how the 1995-2000 individual life mortality experience study and 2002 individual life and annuity expense study were developed, followed by key observations, interpretations and emerging trends.

Description: This session 34PD of the New Orleans Annual Meeting covers the recent path-breaking research investigates the reasons that females live longer than males in virtually all societies, and even across species. From the Record of the Society of Actuaries, Volume 27, No. 3, Session 34PD.

Description: This session at the SOA 1998 Maui I Spring Meeting discusses GAAP financial reporting in terms of the types of management information GAAP provides, how to interpret that information, and how to measure emerging experience versus expectations. Analysis of GAAP ROE and GAAP source of earnings is presented.

Description: From session 6PD at the Spring regional meeting of the Society of Actuaries held in Atlanta, Georgia, May 24-25, 1999. Panelists identify the changing patterns in insured mortality that we are currently experiencing and that we might experience going forward. From the Record of the Society of Actuaries, Vol. 25, No. 1.

Description: Full version of Product Matters! March 2006, Issue No. 64.

Description: This session at the SOA 2004 Annual Meeting looks at current underwriting issues including the tools underwriters now use for appraising risk in various markets, the impact of preferred exceptions and business decisions from a pricing and claims perspective, and new ideas for assessing risk at older ages.