Description: This report presents the compilation of data received from life companies responding to a survey on preferred risk underwriting and provides opinions of the Task Force on Preferred Underwriting with respect to future trends.

Description: This article is part of the Digest of Informal Discussion, which took place at the 1956 Society of Actuaries Eastern Spring Meeting, held April 19-20 in Hartford, CT. It identifies the participants and summarizes each person’s comments. The participants discuss various issues around guaranteed issue insurance, including companies writing it, restrictions deemed necessary such as preunderwrting as to eligibility, maximum/minimum insurance limits, and minimum number of lives use of special rate bases, dividend classifications, and commission scales expected experience and tendency of better risks to terminate and impaired lives to remain. From Transactions of Society of Actuaries 1956 Volume 8, Number 21.

Description: Paper discussing issues pertaining to setting and managing issue limits and reinsurance retention limits for life insurance.

Description: These discussions at the 1959 Atlanta and San Francisco Regional Meetings look at underwriting issues including mortality experience under guaranteed issue, trends in salary allotment plans, underwriting expense, and mortality experience as a result of higher nonmedical limits.

Description: 1981 Report covering the period 1978 - 1980 presents statistics on the accidental fatality experience of various sports and sports-related occupations.

Description: This session at the SOA 1962 Jacksonville and Chicago Regional Meetings discussed current underwriting issues including the numerical rating system, mortality experience, and underwriting for pilots and immigrants.

Description: The purpose of this paper is to provide a unified theory for the evaluation of underwriting requirements where this evaluation is based on the measurement of the levels of mortality costs associated with such requirements. A discussion of this paper is included.

Description: Discusses potential of imminent war, magnitude of risk, opinions regarding exclusion vs. inclusion of coverage in life policies, and anti-selection issues.

Description: Discusses underwriting classification trends, term vs. permanent mortality experience with and without medical exams, mortality and lapse experience of military personnel, factors in addition to insurability which should be taken into account by underwriters - such as lapse risk. Also discussed are health underwriting and underwriting expenses.

Description: This paper covers two topics of discussion within the insurance field: Medical Expense Insurance and Underwriting. From Transactions of Society of Actuaries 1959, Vol. 11, No. 31.