Description: This session from the 1983 SOA Spring Meeting covers individual disability including the definition of disability, occupational definitions, replacement ratios, social insurance offsets and contract provisions. It also reviews trends in product design and underwriting.

Description: This presentation from Session 6PD of the SOA 1999 San Francisco Annual Meeting provides a comprehensive overview of today's disability insurance industry for group and individual disability insurers. Panelists address issues such as financial experience, mergers and acquisitions, changing products, the role of reinsurance, and growth potential. In addition, this session includes historical perspective on the disability insurance industry and a glimpse of what may lie ahead. From the Record of the Society of Actuaries, Vol. 25, No. 3.

Description: This session discussion is about individual disability income, morbidity, field compensation expenses, persistency, and investment income. From Record of the Society of Actuaries Vol. 15, No. 1.

Description: While discussing newer solutions to past problems, panelists in session 121 OF of the New York Annual Meeting consider under-penetrated disability markets such as the blue-collar market, the association market, and the integrated disability market. From the record of the Society of Actuaries, Vol. 24, No. 3.

Description: This session from the 1993 Valuation Actuary Symposium discusses the draft of the group LTD practice notes, the disabled lives reserve DLR, the IBNR liability, the testing of a company performed at year-end 1992 to determine reserve adequacy and an overview of of the individual disability income IDI practice notes.

Description: Presented at June 1996 Spring Meeting. In this discussion, representatives from DI companies discuss their philosophies, new products, acceptance in the marketplace and future plans.