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Non-Smokers Policies

the Surgeon General, 1979, Chapter 2, Table 5_ p. 17 (Citations omitted). @o TABLE 2 STATE MUTUAL'S ... 8 162%(51) 62%(28) 2.6 o - 6 - !0 148+ (47) 36 (17) h.1 137 (59) 32 (45) 4.3 141+ (106) 33 (6e) 4.3 ...
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Description: This 1979 session is about Non-Smoker Policies. Topics covered: 1. What data are available? How significant are they? 2. What are the effects of cigarette smoking on health? 3. In what ways can people be educated to stop or not start smoking cigarettes? 4. What are the possible policy implications of the foregoing for the life and health insurance business? 5. For policies with nonsmoker discounts, what are the pricing implications with respect to: a. Nature of the discount -Should it be guaranteed? b. Effect on standard class pricing? Deficiency reserves? Reinsurance? c. Competitive impact? 6. The application form: Information needed, and how do you get it?
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- Authors: Daniel Case, Michael Cowell, Marshall H Lykins, Elena O. Nightingale, Nathan Maccoby
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance

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