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  • Shock Lapse Experience Report - Phase 2 Report
    ................................................ 17  PREMIUM JUMP RATIO BY COMPANY ................. ... 4.8% 15 22,470 11,299 50.3% 16 8,072 1,889 23.4% 17 5,307 362 6.8% Grand Total 251,981 25,148 T15 Lapse ...

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    • Authors: Susan Willeat, Timothy Rozar, Scott Rushing
    • Date: Jul 2010
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Life Insurance>Policyholder behavior - Life Insurance
  • Report on the Survey of Post-Level Premium Period Lapse and Mortality Assumptions for Level Premium Term Plans
    Cumulative Lapse through Duration (n=25) 15 16 17 18 19 20 15 16 17 18 19 20 Minimum 55% 5% 5% 5% 5% 5% 55% ... 20% 30% 40% 50% 60% 70% 80% 90% 100% 15 16 17 18 19 20 Duration La ps e Ra te Maximum 80th ...

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    • Authors: Douglas Knowling, Timothy Rozar, Scott Rushing
    • Date: Oct 2009
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Life Insurance>Term life
  • Calculation of Generalized IRR in Excel
    Calculation of Generalized IRR in Excel This article discusses using Excel to calculate internal rate of ... >0 (at 6.8324%) PV(t-1) 16 1 -45 0.000 0.000 17 2 140 48.075 48.075 18 3 -55 -98.360 -98.360 ...

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    • Authors: Timothy Rozar
    • Date: Apr 2008
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: CompAct
    • Topics: Technology & Applications>Software
  • Report on the Survey of Older Age Mortality And Other Assumptions
    performed as part of the underwriting process (p. 17). The get- up-and-go test, typically timed, is the ... the most commonly administered functional test (p. 17). • Preferred criteria requirements often differ ...

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    • Authors: Timothy Rozar, RGA Reinsurance Company Middle East Limited
    • Date: Jun 2013
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance