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  • PBITT VA Guaranteed Benefits 2016 Survey Results
    policy size (Figure 11, Figure 13, Figure 15, Figure 17, and Figure 19). Lapse Assumptions for a Newly ... categories in contrast to 2015 when only 4 of 23 (17%) did. Figure 1 Tail Scenario As in past ...

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    • Authors: Jeffrey Hartman
    • Date: Oct 2016
    • Competency: External Forces & Industry Knowledge
    • Topics: Annuities>Policyholder behavior - Annuities
  • 2018 Variable Annuity Guaranteed Benefits Survey
    2018 Variable Annuity Guaranteed Benefits Survey Results of the PBITT Working Group annual Variable ... 2016 2017 2018 Number of Responses 17 25 18 13 ... 2015 2016 2017 2018 Number of Responses 17 25 18 14 ...

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    • Authors: Jeffrey Hartman
    • Date: Jan 2019
    • Competency: External Forces & Industry Knowledge
    • Topics: Annuities>Policyholder behavior - Annuities
  • Policyholder Behavior in the Tail Risk Management Section Working Group Variable Annuity Guaranteed Benefits 2009 Survey Results
    Policyholder Behavior in the Tail Risk Management ... Count 2007 2008 2009 Number of Responses: 17 22 31 Distribution of Projection ... Years 2007 2008 2009 Number of Responses: 17 22 30 *2005 answers were ...

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    • Authors: Society of Actuaries
    • Date: Jan 2009
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Topics: Annuities>Policyholder behavior - Annuities; Annuities>Variable annuities
  • Policyholder Behavior in the Tail Risk Management Section Working Group Variable Annuity Guaranteed Benefits 2012 Survey Results
    25% in 2008 to over 55% in 2011 and 2012. (Figure 17 on Page 18)  Fewer insurers are using dynamic ... , 0% to 20% or more). (Figures 12-16 on Pages 15-17)  The median cumulative return, measured across ...

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    • Authors: Society of Actuaries
    • Date: Sep 2013
    • Competency: External Forces & Industry Knowledge
    • Topics: Annuities>Policyholder behavior - Annuities
  • Session 134: How to Get Real Results in Policyholder Behavior Modeling
    3Q 09 3Q 10 3Q 11 3Q 12 3Q 13 3Q 14 3Q 15 3Q 16 3Q 17 3Q 18 GLWB Shock Lapse ATM <25% ITM 25%-50% ITM ... 4,000 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Ba ye sia n In fo rm at io n Cr ...

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    • Authors: Rosmery Cruz, Timothy S Paris
    • Date: Feb 2020
    • Competency: External Forces & Industry Knowledge
    • Topics: Annuities; Annuities>Policyholder behavior - Annuities; Experience Studies & Data>Policyholder or participant behavior - Experience
  • Recent IRS Rulings Highlight Investor Control Issues for Fund of Funds Arrangements
    Recent IRS Rulings Highlight Investor Control Issues for Fund of Funds Arrangements The article ... “clone” funds, i.e., JUNE 2017 TAXING TIMES | 17 nonetheless suggest a concern, at least by the taxpayers ...

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    • Authors: Bryan W Keene, John Adney
    • Date: Jun 2017
    • Competency: Professional Values>Practice expertise; Strategic Insight and Integration>Strategy development
    • Publication Name: Taxing Times
    • Topics: Annuities>Individual annuities; Annuities>Investment strategy - Annuities; Annuities>Policyholder behavior - Annuities; Annuities>Variable annuities; Public Policy
  • Dynamic Assumption-Setting for Variable and Non-Variable Annuities
    Dynamic Assumption-Setting for Variable and Non-Variable Annuities Examination of full surrender ... contract holder is utilizing the GLWB benefit. 17% Both Ruark and LIMRA consider that a contract is ...

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    • Authors: Mark Birdsall, Marianne C Purushotham
    • Date: Sep 2015
    • Competency: Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: The Financial Reporter
    • Topics: Annuities>Policyholder behavior - Annuities; Annuities>Variable annuities
  • Fixed and Variable Annuity Persistency Experience
    Fixed and Variable Annuity Persistency Experience 17 You're in a decreasing interest rate environment ... 11 12 Contract year Contract Cash value Table 17, p. 23 22 RECORD, Volume 23 From the Floor: And ...

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    • Authors: Peter B Deakins, Eric Sondergeld
    • Date: Jun 1997
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Policyholder behavior - Annuities