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  • Premium Persistency Study of Flexible Premium Universal Life Products Report
    (GAAP)/International Financial Reporting Standards (IFRS) purposes. A survey was conducted of FPUL companies ... assumptions used for cash flow testing and GAAP/IFRS purposes were also requested and reported. There ...

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    • Authors: Society of Actuaries
    • Date: May 2012
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Universal life
  • Quo Vadis Reinsurance
    reinsured. The influence of new solvency regimes and IFRS 17 on the rein- surance industry is still not fully ... last 35 years, explorations of topics such as IFRS 17, a Q&A that continues our series of interviews ...

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    • Authors: Dirk Nieder
    • Date: Jan 2020
    • Competency: Communication; External Forces & Industry Knowledge; Leadership; Professional Values; Relationship Management; Results-Oriented Solutions; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
    • Publication Name: Reinsurance News
    • Topics: Life Insurance; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Claims - Life Insurance; Life Insurance>Whole life; Reinsurance; Reinsurance>Financial reinsurance; Reinsurance>Financial reporting for reinsurance; Reinsurance>Life reinsurance; Reinsurance>Marketing and distribution - Reinsurance; Reinsurance>Pricing - Reinsurance; Life Insurance>Guaranteed issue
  • Preneed Market Trends—Reflecting on the 2022 Life Insurance Council’s LIC Preneed Forum
    Preneed Market Trends—Reflecting on the 2022 Life Insurance Council’s LIC Preneed Forum There are two key trends in the preneed ... can be contacted at james.palm@elcomutual.com. 8/17/2023 12:00:00 AM ...

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    • Date: Aug 2023
    • Competency: Results-Oriented Solutions; Strategic Insight and Integration
    • Publication Name: News Direct
    • Topics: Life Insurance; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Preneed
  • SOA Accelerated Underwriting Practices Survey
    SOA Accelerated Underwriting Practices Survey Milliman was engaged by the SOA to conduct two Accelerated ... certainly possible, I think the slippage of 1% to 17%, as shown in the average, is probably the range ...

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    • Authors: Allen Klein
    • Date: May 2024
    • Competency: External Forces & Industry Knowledge; Professional Values; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Experience Studies & Data>Mortality; Experience Studies & Data>Policyholder or participant behavior - Experience ; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting
  • Policyholder Behavior in the Tail Joint Risk Management Section Working Group Variable Annuity Guaranteed Benefits 2017 Survey Results
    Policyholder Behavior in the Tail Joint Risk Management ... appreciates the 16 usable responses received from 17 participating companies. However, this participation ... 17 25 18 10Number of Responses 28 17 ...

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    • Authors: Jason Tucker Hartman
    • Date: Jan 2018
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance
  • Lapse Experience Under Lapse-Supported Policies: Updated Studies from The Canadian Institute of Actuaries
    2008 – Issue 31 DECEMBER 2008 | small talk | 17 Continued on page 18 Lapse Experience Under Lapse-Supported ... Under Lapse-Supported Polices … | Continued from page 17 18 | small talk | DECEMBER 2008 Policy Year 9 ...

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    • Authors: Dominique Lebel
    • Date: Dec 2008
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Small Talk
    • Topics: Life Insurance>Policyholder behavior - Life Insurance
  • 2009-13 U.S. Individual Life Persistency Report
    ................................................ 17 Data Quality Checks .......................... ... ................................................ 17 Table 5 — Exposure Data Characteristics for Term ...

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    • Authors: Society of Actuaries
    • Date: Jun 2019
    • Competency: External Forces & Industry Knowledge
    • Topics: Experience Studies & Data>Policyholder or participant behavior - Experience ; Life Insurance>Policyholder behavior - Life Insurance
  • 2017 Universal Life with Secondary Guarantees Survey
    scenarios used are summarized in Figure 6 through Figure 17. Lapse Assumptions  Lapse rates in the tail ... stochastic) 2012 (24 responses) 2013 (23 responses) 2014 (17 responses) 2015 (18 responses) 2017 (21 responses) ...

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    • Authors: Jeffrey Hartman
    • Date: Jul 2017
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • Policyholder Behavior in the Tail Risk Management section Working Group UL with Secondary Guarantee 2013 Survey Results
    rates reported.  2013 saw significant growth, 9 of 17 (53%) in 2013 compared to 5 of 15 (33%) in 2012, ... responses). 2008 VBT table usage increased from 12% to 17% (Figure 30). In addition, 3 of the 6 respondents ...

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    • Authors: Stephen Hodges, Charles M Bremer
    • Date: Jan 2014
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
  • Policyholder Behavior in the Tail Risk Management Section Working Group UL with Secondary Guarantee 2015 Survey Results
    scenarios used are summarized in Figure 6 through Figure 17. Lapse Assumptions  Lapse rates in the tail ... cited 2008 VBT as their reference table, up from 17% in 2013’s survey. On the other hand, only 11% ...

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    • Authors: Stephen Hodges, Charles M Bremer, Jeffrey Hartman
    • Date: Apr 2016
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life