Description: This presentation is a panel discussion from the 1991 Annual Meeting of the Society of Actuaries, held October 20-23 in Toronto. This panelists discuss how have different individual disability lines of business [stock versus mutual, large versus small] have tried to improve their profitability. They discuss profitability expectations, key factors affecting profitability, recent changes to improve profitability and most difficult obstacles faced, and key management information systems [MIS] needs. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 4A.

Description: This presentation is a panel discussion from the 1991 Meeting of the Society of Actuaries, held June 3-5 in Colorado Springs. The panelists will present the results of an intercompany study of disability income reserve practices, dealing with issues such as reserve bases, reserve margins for active and disabled lives, reserve adequacy testing, valuation of riders such as cost of living adjustment, ‘COLA,’ residual, and social insurance, and tax reserves. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 3A.

Description: Panelists in session 65OF of the New Orleans Annual Meeting provide a summary of products in today's disability insurance marketplace containing ROP rider and current pricing and reserving issues. From the Record of the Society of Actuaries, Volume 27, No. 3, Session 65OF.

Description: Presented at June 1996 Spring Meeting. An investment manager discusses investment strategy for a disability insurer and a rating agency representative and a stock analyst describe how disability insurers are evaluated for risk profile and other issues.

Description: This session from the 1984 SOA Toronto Meeting discusses an overview of the underwriting methods and techniques used with individually issued accident and health insurance including elimination periods, underwriting limits and claims costs. From Record of the Society of Actuaries Vol. 10, No. 4

Description: In this session 152 PD of the New York Annual Meeting panelists discuss some of the continuing challenges facing credit disability insurance, and some promising recent trends. From the Record of the Society of Actuaries, Vol. 24, No. 3.

Description: Using the recently released Credit Disability Table as a case study, the panelists in this session 134PD of the New Orleans Annual Meeting describe the process of developing and adopting a standard table. From the Record of the Society of Actuaries, Volume 27, No. 3, Session 134PD.

Description: Affordability is a primary consideration in the design and marketing of disability products for both group and individual insurers. In this session, the panelists explore the need for affordable coverage from both the insurer's and the customer's perspectives. From the Record of the Society of Actuaries, Vol. 31, No. 2, Session 37

Description: 1999 SOA Annual Meeting, San Francisco. This panel explored ways in which disability insurance underwriting guidelines must be closely linked to product design and sales methods. Panelists discussed a number of specific issues, including emerging illnesses, the protective value of various testing procedures, the role of financial underwriting, and the links between product, price, and underwriting.

Description: 1993 SOA Spring Meeting, San Diego. This session discussion is about the economy and its impact on Group Long Term Disability profits. Also addressed were the current LTD market environment, legislative changes, new product development, and cash flow testing.