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  • Product Matters! November 2002, Issue No. 54
    products such as disability income or long term care. Under the acceler- ated rider, the policyholder ... market including individual, voluntary (worksite), direct response and group. Some products may offer a series ...

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    • Authors: Application Administrator, Douglas Doll, Jay Jaffe, Michael Kaster, Daniel Theodore, Susan Kimball, Michael Taht, Mary J Bahna-Nolan, Andrew M Erman, John J Spina
    • Date: Nov 2002
    • Publication Name: Product Matters!
  • Introduction to Private Placement VUL
    per asset charge (often called the M&E) as the primary source of profit. This provides an ongoing profit ... diversification and investor control to be satisfied. The primary measure of competitiveness is internal rate of ...

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    • Authors: Daniel Theodore
    • Date: Nov 2002
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Universal life
  • Product Matters! September 2006, Issue No. 66
    featured adiscussion of combination life/long- term care products that were just beginning to be offered ... common versions of these products featured long-term care riders attached to universal life policies. These ...

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    • Authors: Carl Friedrich, Donna Claire, Daniel Theodore, Steven Siegel, Kenneth Joyce, Dominique Lebel, Rebecca B Scotchie, Simpa Baiye
    • Date: Sep 2006
    • Publication Name: Product Matters!
  • Insurance for the Wealthy: Update on the Private Placement Market
    are primarily driven by better access to health care and better quality of life that the high-net-worth ... honest insurance industry, but they don't really care terribly much what goes into the separate accounts ...

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    • Authors: David A Christopher, Daniel Theodore, Hugh McCormick, Gabriel Schiminovich
    • Date: May 2002
    • Competency: Strategic Insight and Integration>Strategy development
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Variable Products - Pricing Issues
    the company’s individual insurance: CIGNA Health Care, CIGNA Retirement Services and, most notably, CIGNA ... think these things are as valuable as we do, so the direct comparison is with mutual funds. Perhaps by ...

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    • Authors: Timothy J Ruark, Daniel Theodore, Nancy Kenneally
    • Date: Oct 1997
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Variable annuities
  • Implementing the Illustration Regulation: The Clock is Ticking
    monumental, and I should hasten to point out that greater care taken by the appointed illustration actuary can ... underdelivered in the product that was illustrated. The primary reason for the failure was a change in the investment ...

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    • Authors: Application Administrator, David Karo, Daniel Theodore, Robert E Wilcox
    • Date: Oct 1996
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Professional Values; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Marketing and distribution - Annuities; Life Insurance>Marketing and distribution - Life Insurance; Public Policy