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  • Is Non-Cancellable Disability Income Viable?
    reasons for that. At the Guardian, an old medical care line of insurance is guaranteed renewable. Some ... services, and investment services. One of our primary responsibilities, I believe, is to classify risks ...

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    • Authors: John M Lenser, David E Scarlett, David Simbro, Kevin Farley, Daniel D Skwire
    • Date: Jun 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • How Do You Make a Profit in Individual Disability Income?
    and he's also responsible for managing long-term-care research at Northwestern Mutual. MR. DAVID W. SIMBRO: ... coverage levels. The bottom line is that there is a direct link between more coverage and more claims. Another ...

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    • Authors: David Libbey, Howell M Palmer, David E Scarlett, David Simbro
    • Date: Jun 1994
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance