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  • United States and Canadian Long-Term Disability Experience
    ASO is about 12%. Of course, not included were direct marketed or creditor type products. We ended up ... experience. Some things to note are that the primary elimination period being sold in Canada is three ...

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    • Authors: J D Have, G Nicholas Smith
    • Date: Oct 1996
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Disability