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  • Emerging Underwriting Methodologies and their Impact on Mortality Experience Delphi Study
    receiving the documents from possibly multiple health care providers, and then reviewing the APS(s). The process ... issue the applicant did not share with their primary care physician. Generally, an APS provides important ...

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    • Authors: Patricia Matson, Jack T Kerbeshian
    • Date: Jul 2018
  • Behavioral Science Report
    segmentation and how that overlays distribution channels – direct to consumer mail, digital, agent phone sales, and ... that are more complex. An increasing number of direct insurance carriers are interested and asking about ...

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    • Authors: Jack T Kerbeshian, Patricia Matson
    • Date: Jun 2019
    • Competency: External Forces & Industry Knowledge
    • Topics: Actuarial Profession; Life Insurance
  • Yield Curve Extrapolation Methods
    and drawbacks and prevalence of their use. The primary focus of the research is on the U.S. and Canada; ... includes life insurance, annuities, long-term care, guaranteed investment contracts, group annuities ...

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    • Authors: Jack T Kerbeshian, Patricia Matson
    • Date: Feb 2019
    • Competency: External Forces & Industry Knowledge
    • Topics: Enterprise Risk Management; Finance & Investments