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Term Wars
Term Wars This session at the SOA 1998 Maui I Spring Meeting looks at the increasing competition ... marketing of term insurance from the viewpoint of a direct writer and a reinsurer. Lapse rates=Lapses;Life ...- Authors: Jeffery Dukes, David Wylde, Mary J Bahna-Nolan
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Term life
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Term Insurance Developments
into alternative distribution systems, such as direct response. Mike was also the founder and the first ... concerns behind XXX? I believe that there arc three primary perceived problems that the regulators want to ...- Authors: Norman E Hill, Donald Maves, Michael Palace, H Shumrak, William R Wellnitz, Eileen M Cota
- Date: Oct 1989
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Term life
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Internet Benefits Extend Far Beyond Distribution
Internet Benefits Extend ... Article from: News Direct Newsletter September 2002 – Issue No. 41 ... an agent. To meet their needs, we incorporated a direct distribution component into our solution using ...- Authors: William G Winterman
- Date: Sep 2002
- Competency: External Forces & Industry Knowledge
- Publication Name: News Direct
- Topics: Life Insurance>Term life; Life Insurance>Marketing and distribution - Life Insurance; Technology & Applications>E-commerce
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Current Individual Term Product Trends
Individually, i.e., looking at each component as a direct writer. 2. From the reinsurer's point-of-vlew ... not realistic. Reinsurance -- As feared by many direct writers, the free ride provided by reinsurers with ...- Authors: Gary E Dahlman, Edward Jarrett, Denise Tiller, William C Weller
- Date: May 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Term life
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Term Insurance: Outlook for 1990
have a couple more examples of where you must take care in applying current experience data. The average ... on this portion of the agenda will apply to the direct side as opposed to the reinsurance side of Transamerica ...- Authors: Angelica Michail, Raymond A Bierschbach, Gary N Peterson, John E Tiller
- Date: Oct 1987
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Term life
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Canadian Report on the Survey of Post-Level Premium Period Lapse and Mortality Assumptions for Level Premium Term Plans
Canadian ... 7 5 2 Banks 6.2% 1 1 0 Internet 0.1% 0 0 0 Direct Response 4.6% 3 1 1 Other 0.8% 0 0 0 5.3 ... Capital 1 1 Companies were asked for their primary sources of information for developing lapse and ...- Authors: Steve E Schumacher
- Date: Apr 2020
- Competency: External Forces & Industry Knowledge
- Topics: Demography>Mortality - Demography; Life Insurance; Life Insurance>Term life
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Results of The 2019 SOA Life Reinsurance Survey
the life reinsurance indus- try, we compare new direct life sales to new recurring reinsur- ance production ... billion in 2017 and remained flat through 2019. The primary retrocessionaires in 2019 (unchanged from 2018) ...- Authors: Anthony Ferraro, Joseph M Lario FSA,MAAA (Joe)
- Date: Jul 2020
- Competency: External Forces & Industry Knowledge
- Publication Name: Reinsurance News
- Topics: Life Insurance; Life Insurance>Term life; Life Insurance>Group plans - Life Insurance; Life Insurance>Whole life; Reinsurance; Reinsurance>Life reinsurance
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Insights Into Life PBR Emerging Practices
principle-based reserves (PBR) practices. Forty direct writers and reinsurers with 80 percent market ... Report, second quarter 2018, shows IUL sales with a primary pricing objective of death benefit, guaranteed ...- Authors: Kevin Carr, Andrew Radel, Chris Whitney
- Date: May 2019
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Term life; Life Insurance>Universal life; Life Insurance>Whole life; Reinsurance>Life reinsurance
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Profile of a Term Leader
that have increased prices lower. Without them, direct com- the number of classes they offer to panies ... While the fierce competition among reinsurers and direct companies is contrib- uting to lower term rates ...- Authors: John Tak
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
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Term Insurance Update
to many of our customers, it seems that they—the direct market insurance companies—are really between ... We’ll talk about how that’s affecting both the direct market and the reinsurance marketplace. This ...- Authors: Keith Dall, Duncan Briggs, David O'Brien
- Date: Oct 2004
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Term life; Reinsurance>Life reinsurance