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The Impact of AG 49 and AG 49-A on Indexed Universal Life Insurance Illustrations: Results from a Survey of 28 Insurers
kept bonus and multiplier features that were a primary focus of AG 49-A updates. To stay compliant, they ... changed certain features, it was not necessarily in direct response to AG 49-A and/or that they already had ...- Authors: Karthik Yadatore, Paul Fedchak, Patrick Ouyang
- Date: Oct 2022
- Competency: Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Public Policy
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Results of Universal Life, Indexed Universal Life, and Variable Universal Life Survey
values to be available for distribution is the primary concern of the buyer. Within this category are ... percentage of UL policies that are written with long-term care (LTC) riders (see Figure 5). A chronic illness rider ...
- Authors: Susan Saip
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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Results of Universal Life, Indexed Universal Life and Variable Universal Life Survey
values to be available for distribution is the primary concern of the buyer. Within this category are ... percentage of UL policies that are written with long-term care (LTC) riders (see Table 3 below). A chronic illness ...
- Authors: Carl Friedrich, Michelle Krysiak
- Date: Oct 2022
- Competency: Communication; External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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Session 119: Life Product Update
closely follow federal law. The Sherman Act, is the primary U.S. antitrust law pertaining to association activities ... Premium Face Amount Policies Affiliate Independent Direct Other Source : US Individual Life Insurance Yearbook ...- Authors: Kathryn van Ryn, Jordan Givan
- Date: Feb 2020
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
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What's Trending in the Universal Life Market? More of the Same
accumulation and effi cient distribution are the primary concerns of the buyer. With- in this category ... terminal illness, to chronic illness and long-term care. Under chronic illness riders, payment of the ...- Authors: Susan Saip
- Date: Oct 2015
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
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With Age Comes Wisdom:Understanding Maturity Extension Rider
accumulate to be equal to face amount by maturity. The primary issues of policyholders surviving to and past ... these obser- vations is issue age 85; this is a direct consequence of the 75- 80 SOA Basic Table’s use ...- Authors: Connie Cheng, Anji Li Zhao
- Date: Mar 2018
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Results-Oriented Solutions>Actionable recommendations; Strategic Insight and Integration>Big picture view
- Publication Name: Reinsurance News
- Topics: Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
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Current Dynamics of Universal Life and Indexed UL
(IULSG) are seen in the graph in Figure 2. Long-term Care and Chronic Illness Rider Sales The popularity ... UL/IUL products with chronic illness and long-term care (LTC) riders can be seen as more and more companies ...- Authors: Susan Saip
- Date: Oct 2013
- Competency: Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
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Universal Life and Indexed Universal Life Survey: Results
values to be available for distribution is the primary concern of the buyer. Within this category are ... in 2018 and 50 percent during YTD 9/30/19. The primary reasons reported for not meeting profit goals were ...- Authors: Susan Saip
- Date: Aug 2020
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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Quo Vadis Reinsurance
to increase their impact as intermediaries, and direct insurers increasingly retaining business that ... also supporting the transformation challenges of direct insurers.3 Examples, such as Blackberry and Nokia ...- Authors: Dirk Nieder
- Date: Jan 2020
- Competency: Communication; External Forces & Industry Knowledge; Leadership; Professional Values; Relationship Management; Results-Oriented Solutions; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Publication Name: Reinsurance News
- Topics: Life Insurance; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Claims - Life Insurance; Life Insurance>Whole life; Reinsurance; Reinsurance>Financial reinsurance; Reinsurance>Financial reporting for reinsurance; Reinsurance>Life reinsurance; Reinsurance>Marketing and distribution - Reinsurance; Reinsurance>Pricing - Reinsurance; Life Insurance>Guaranteed issue
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Rightsizing the Floor Interest Rate Rules of Sections 7702 and 7702A
Rightsizing the Floor Interest Rate Rules of Sections 7702 and 7702A The article discusses ... be needed, too. Because the Act’s changes have a direct impact on 2021 sales, as well as the profitability ...
- Authors: Brian King, Craig R Springfield, Robert A Fishbein
- Date: Mar 2021
- Competency: External Forces & Industry Knowledge
- Publication Name: Taxing Times
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Whole life; Public Policy; Public Policy