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  • The Continuing Saga of Term Insurance
    They turned out to be conservatively high for two primary reasons. First, the volume of business increased ... Deficiency reserve considerations have been a primary factor in policy design. Improperly designed policies ...

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    • Authors: Burnett A Halstead, Marshall H Lykins, Richard E Ostuw, Samuel B Shlesinger
    • Date: May 1981
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Term life; Public Policy
  • Underwriting
    information. The industry has compensated by using more direct applicant interview and questioning techniques ... have more access to good, but expensive medical care than would the population in general. I have shown ...

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    • Authors: Neville Henderson, Michael Kavanagh, James Murphy, Peter B Patterson, Norm P. Taylor
    • Date: Jan 1981
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Technical Skills & Analytical Problem Solving>Incorporate risk management; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Underwriting - Life Insurance; Public Policy
  • Meeting the Needs for Financial Information
    discussion. I will cover three topics: (1) the primary need for statutory statements - keeping track of ... column would show the income statement for all direct business before any reinsurance. The second column ...

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    • Authors: Bruce Darling, Michael E Mateja, R Stephen Radcliffe
    • Date: Oct 1992
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Strategic Insight and Integration>Effective decision-making; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Financial Reporting & Accounting>Statutory accounting; Public Policy