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  • Results of Universal Life, Indexed Universal Life, and Variable Universal Life Survey
    values to be available for distribution is the primary concern of the buyer. Within this category are ... percentage of UL policies that are written with long-term care (LTC) riders (see Figure 5). A chronic illness rider ...

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    • Authors: Susan Saip
    • Date: Aug 2021
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
  • Results of Universal Life, Indexed Universal Life and Variable Universal Life Survey
    values to be available for distribution is the primary concern of the buyer. Within this category are ... percentage of UL policies that are written with long-term care (LTC) riders (see Table 3 below). A chronic illness ...

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    • Authors: Carl Friedrich, Michelle Krysiak
    • Date: Oct 2022
    • Competency: Communication; External Forces & Industry Knowledge; Strategic Insight and Integration
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
  • Life Insurance Customer Value per Dollar
    (individually sold via financial advisers), direct (direct to customer) and group. For instance, in the ... different offers from all insurers. If you add direct and group insurance products, the task of choosing ...

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    • Authors: Ruben John John G Callo
    • Date: Oct 2022
    • Competency: Communication; External Forces & Industry Knowledge; Relationship Management; Technical Skills & Analytical Problem Solving
    • Publication Name: International News
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance
  • Innovation vs. Governance - Can They Coexist?
    prolongs the development process and endangers the primary value proposition of innovation—being first to ... organization Does the insurer have a culture where the primary question is “why” things are done a certain way ...

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    • Authors: Paul Fedchak, Stacy Koron
    • Date: Jun 2021
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Enterprise Risk Management>Governance; Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance
  • What's Trending in the Universal Life Market? More of the Same
    accumulation and effi cient distribution are the primary concerns of the buyer. With- in this category ... terminal illness, to chronic illness and long-term care. Under chronic illness riders, payment of the ...

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    • Authors: Susan Saip
    • Date: Oct 2015
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
  • Highlights of May 2013 Life & Annuity Symposium
    that reinsurance is ceded to affiliates of the direct companies. This means twenty- eight percent of ... average select period was shorter for Long- Term Care companies as compared to Life compa- nies (comparison ...

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    • Authors: James Filmore, Kurt Guske
    • Date: Oct 2013
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance
  • Current Dynamics of Universal Life and Indexed UL
    (IULSG) are seen in the graph in Figure 2. Long-term Care and Chronic Illness Rider Sales The popularity ... UL/IUL products with chronic illness and long-term care (LTC) riders can be seen as more and more companies ...

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    • Authors: Susan Saip
    • Date: Oct 2013
    • Competency: Strategic Insight and Integration
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
  • Universal Life and Indexed Universal Life Survey: Results
    values to be available for distribution is the primary concern of the buyer. Within this category are ... in 2018 and 50 percent during YTD 9/30/19. The primary reasons reported for not meeting profit goals were ...

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    • Authors: Susan Saip
    • Date: Aug 2020
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
  • Quo Vadis Reinsurance
    to increase their impact as intermediaries, and direct insurers increasingly retaining business that ... also supporting the transformation challenges of direct insurers.3 Examples, such as Blackberry and Nokia ...

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    • Authors: Dirk Nieder
    • Date: Jan 2020
    • Competency: Communication; External Forces & Industry Knowledge; Leadership; Professional Values; Relationship Management; Results-Oriented Solutions; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
    • Publication Name: Reinsurance News
    • Topics: Life Insurance; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Claims - Life Insurance; Life Insurance>Whole life; Reinsurance; Reinsurance>Financial reinsurance; Reinsurance>Financial reporting for reinsurance; Reinsurance>Life reinsurance; Reinsurance>Marketing and distribution - Reinsurance; Reinsurance>Pricing - Reinsurance; Life Insurance>Guaranteed issue
  • Rightsizing the Floor Interest Rate Rules of Sections 7702 and 7702A
    Rightsizing the Floor Interest Rate Rules of Sections 7702 and 7702A The article discusses ... be needed, too. Because the Act’s changes have a direct impact on 2021 sales, as well as the profitability ...

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    • Authors: Brian King, Craig R Springfield, Robert A Fishbein
    • Date: Mar 2021
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Taxing Times
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Whole life; Public Policy; Public Policy