Description: Informal discussion 2017 LT100 transcript for Session 1C: Impact of Aging: Biggest Current Policy Challenges from the U.K./U.S./Canada as a Result of Aging?

Description: This document is a summary of a presentation made at the 1975 SOA annual meeting discussing current and future trends with regard to: a Population and mortality, b Family structure, c Forms and role of government, d Economic forces including the saving process, productivity, and inflation., and e Public attitudes. The impact of these items on savings vs protection, individual versus pension, public versus private, pension product design, marketing and distribution and investment policy is discussed.

Description: The author advocates trying to maximize the diversification of investment portfolios based on creating multiple sources of income, each taxed in its own way, based on the premise that taxation of retirement income in the future is no longer predictable. From the 2011 Enterprise Risk Management Symposium, March 2011.

Description: This is the session transcript from Session 6A: Mortality Improvement Approaches from the January 4-6, 2017 Living to 100 Symposium in Orlando.

Description: Summary of the papers presented at the symposium

Description: This is the transcript for Session 5B : What is Different Today for Post-retirement Financial Planning? from the 2017 Living to 100 Symposium in Orlando.

Description: A new approach to retirement is needed which allows a transition period from full work to full retirement, allowing people to continue working well past the traditional retirement age. This article discusses the possibility that employees will survive beyond their retirement funds and proposes a new retirement perspective that retirement progams should treat longevity as an insurable event and different strategies for this longevity risk.

Description: The specific aim of the proposed research is to both theoretically and empirically catalog the different ways one could expect consumption in a household after retirement to be different than consumption before retirement. The long term goal of this research is to help better inform best practices for financial planners, professionals and educators in the construction of financially prudent retirement plans. This decomposition can be separated generally into three main paradigms. The first two of these paradigms concern how preferences affect consumption before and during retirement, while the third is concerned with the financial constraints retirement brings.

Description: Discussion of Session 1B

Description: Transcript of the Q&A period from session 1B.