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  • United States and Canadian Long-Term Disability Experience
    ASO is about 12%. Of course, not included were direct marketed or creditor type products. We ended up ... experience. Some things to note are that the primary elimination period being sold in Canada is three ...

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    • Authors: J D Have, G Nicholas Smith
    • Date: Oct 1996
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Disability
  • LTD Experience Trends: Social Security and Private Programs
    to be in the work force because you get health care. In the Social Security disability program, there ... force to get a cash benefit, you lose your health care unless you also happen to be poor enough to qualify ...

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    • Authors: Eli Donkar, Allen D Livingood, Daniel D Skwire
    • Date: May 2004
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Disability; Health & Disability>Disability insurance; Social Insurance
  • Active Life Reserves For Individual Health Insurance
    ence tables, especially for disability, as the primary concern and a variety of structural valuation ... report to the June meeting of the ATF showed primary concern with testing disability claims and policy ...

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    • Authors: G Scott Bucher, William J Bugg, Ted Dunn, John A Maurer, Peter Thexton
    • Date: May 1986
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Leadership>Thought leadership; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Best practices; Actuarial Profession>Professional associations; Experience Studies & Data>Disability; Health & Disability>Disability tables; Modeling & Statistical Methods
  • Long-Term Disability Experience Committee Update
    We're using about 1 million of those claims. The primary exclusion of the 700,000 claims has to do with ... table. For an experience table, we really don't care when the claim was closed; only how much was paid ...

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    • Authors: Thomas M Casalena, Roger L Martin, Richard Carlson Leavitt
    • Date: Jun 2005
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Disability
  • Session 44 - IDEC Update
    Session 44 - IDEC Update The Individual Disability Experience Committee (IDEC) of ... closely follow federal law. The Sherman Act, is the primary U.S. antitrust law pertaining to association activities ...

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    • Authors: Carl Desrochers, Margaret Cormier FSA,MAAA
    • Date: Aug 2019
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Experience Studies & Data; Experience Studies & Data>Disability; Health & Disability; Health & Disability>Disability insurance
  • Individual Disability Income
    one of these approaches which might be called the direct approach. This approach gets us away from the traditional ... glve the company three options as follows: (I] Direct application of the table - you could carry all ...

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    • Authors: Frank E Knorr, James Olsen, William J Taylor, JOHN HAYNES MILLER, Edward J Seligman
    • Date: Jan 1980
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Disability
  • Session 096: IDEC Update
    Session 096: IDEC Update The Individual Disability Experience Committee (IDEC) of the SOA ... follow federal law. The Sherman Act, is the primary U.S. antitrust law pertaining to association activities ...

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    • Authors: Jay Barriss, Robert Beal
    • Date: Feb 2020
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Experience Studies & Data; Experience Studies & Data>Disability; Health & Disability; Health & Disability>Disability insurance
  • Individual Disability Morbidity Trends
    Individual Disability Morbidity Trends This open forum begins with a presentation of the ... encompass the three highest underwriting classes for direct rider. This shows that the higher the occupation ...

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    • Authors: Robert Beal, Douglas Taylor, Paul George Ziobrowski
    • Date: May 2004
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Disability
  • Individual Health - Loss-Of-Time
    Individual Health - Loss-Of-Time Data on morbidity, loss ratios, actual-to-expected continuance rates, ... INDIVIDUAL HEALTH--LOSS-OF-TIME 203 used a direct approach, using realistic assumptions for lapses ...

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    • Authors: Ben J Helphand, Donald R Selser, Robert Shapland
    • Date: Jan 1975
    • Competency: Communication>Oral communication; External Forces & Industry Knowledge>Actuarial methods in business operations; Professional Values>Practice expertise; Strategic Insight and Integration>Big picture view
    • Publication Name: Record of the Society of Actuaries
    • Topics: Economics>Health economics; Experience Studies & Data>Disability; Experience Studies & Data>Morbidity; Health & Disability>Disability insurance
  • Report of the Individual Disability Experience Committee
    Report of the Individual Disability Experience Committee This session discusses the progress ... sells less than 30 days anymore and probably don't care to from a pricing point. We want to look at whether ...

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    • Authors: David Morgan Andreae, Robert Beal, Douglas Taylor
    • Date: Jun 2003
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Disability