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Universal Life Enhancements
Universal Life Enhancements This session discussion is about universal life enhancements. From Record ... Society of Actuaries Vol. 15, No. 2. Long-term care=LTC;Product development;Taxes=Taxation;Modified ...- Authors: Application Administrator, Carolyn Janda Stontz, Allan Johnson, Richard C Klein, Robert E Rachlow
- Date: May 1989
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Universal life
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Life Product Update
closely follow federal law. The Sherman Act, is the primary U.S. antitrust law pertaining to association activities ... Comparison Chronic Illness Rider [CIR] Long Term Care Rider [LTCR] Linked Benefits/Hybrids Product Type ...- Authors: Michael Cusumano, Ian Michael Laverty, Jia Fei, Parag S Shah
- Date: May 2020
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Universal life
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Session 119: Life Product Update
closely follow federal law. The Sherman Act, is the primary U.S. antitrust law pertaining to association activities ... Premium Face Amount Policies Affiliate Independent Direct Other Source : US Individual Life Insurance Yearbook ...- Authors: Kathryn van Ryn, Jordan Givan
- Date: Feb 2020
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Product development - Life Insurance; Life Insurance>Universal life
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Universal Life [UL] Secondary Guarantees: What's the Real Risk?
secondary guarantees, critical illness and long-term care. Prior to joining AON, Mike worked both in consulting ... away from variable products, and UL has been the primary beneficiary of this shift. However, I think the ...- Authors: Michael LeBoeuf, Daragh OSullivan, Elinor Friedman, Scott Witt
- Date: Jun 2004
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Universal life; Reinsurance
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Regulatory Debate [Part 1]: Universal Versus Whole Life
the consumers and assuming the companies will take care of themselves. Regulation is supposed to be ... international theme and say, "Competition will take care of that to the extent that the consumers want it ...- Authors: David Hippen, David Simbro, Michael Scott Smith, Elinor Friedman, Jeffrey M Dube
- Date: Oct 2002
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Universal life
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Universal Life - Three Different View Points: Stock, Mutual, Canadian
about a year and a half. We will discuss three primary topics with a follow-up discussion of federal income ... work was carried out by a task force under the direct supervision of the president. My own involvement ...- Authors: Allen D Booth, Arnold Dicke, Ken Magee, John Palmer
- Date: Oct 1982
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Universal life
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Universal Life Update
surveyed. These are the questions that will form the primary discussion of our panelists today. The questions ... design is used. Others suggest that com- missions to direct agents and PPGA's will move to higher levels.- Authors: Christian J DesRochers, Robert D Hogue, Application Administrator, R Stephen Radcliffe
- Date: Apr 1982
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Universal life
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Universal Life
discuss some, but by no means all, of these. The primary concern of the administrative system for this type ... is not unusual for the tail to wag the dog. A primary factor in the marketability of universal life versus ...- Authors: William Carroll, Daniel Case, Christian J DesRochers, Harold B Leff, James Robinson
- Date: Apr 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Universal life
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Universal Life
markets are we talking about? We're talking about the direct sale market, salary savings market, pension market ... suicidal practices that are leading to losses for the direct writers, losses for the reinsurers, and insufficient ...- Authors: Darlene H Davis, Michael F Davlin, John Fritz, Dale W Hotze, Randall Mire
- Date: May 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Universal life
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Future Trends and Current Developments in Individual Life Products
income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...- Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy