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  • Nontraditional Products for the Retirement Market
    and highly impaired care annuities for people already incurring long-term-care costs.. From the Record ... contribution plans=DC plans=401k plans;Long-term care=LTC;Marketing and distribution;Longevity risk; ...

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    • Authors: Garth A Bernard, Steve Cooperstein, Christine E Dugan, Francois Gadenne
    • Date: Jun 2004
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Payout annuities
  • Immediate Annuities And Structured Settlements
    cover anticipated rising costs of institutional care. In addition, some cash was paid upfront to the ... parties involved in the settlement. One of the primary factors which makes structured settlements so attractive ...

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    • Authors: Roger H Butz, Michael Fedyna, Roger F Harbin, Thomas H Welch
    • Date: Apr 1985
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Payout annuities
  • Payout and Income Annuities - The Next Best Thing ... Again
    are generally described: structured settlements, care annuities and impaired annuities. Structured settlements ... settlement. Care annuities involve more catastrophic events. In a nursing home you might have a care annuity ...

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    • Authors: Eric Sondergeld, Novian Junus, Anna Hart
    • Date: Oct 2004
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Payout annuities
  • Moving From Accumulation To Income
    variable immediate annuities and adding this long-term care and nursing home option. Basically a lot of features ... very competitive marketplace. Since price is the primary difference and can be easily compared, then agents ...

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    • Authors: Francis Sabatini, Novian Junus, Matthew P Sharpe
    • Date: May 2003
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Payout annuities
  • Income Products: Pricing PART 2
    two types. There are broker- driven models and direct-distribution models. There's also a huge potential ... they've caged him up and fed him well and taken care of him. That's not the typical diet lifestyle of ...

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    • Authors: Douglas Doll, Ken McCullum, Steven Habegger
    • Date: Oct 2001
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Payout annuities
  • Retirement Income Solutions: Payout Annuities
    survey participant sales were used to fund long-term-care premiums, but there was a carrier that had as much ... 10 percent of its sales used to fund long-term-care premiums. Companies have been discussing impaired ...

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    • Authors: Steve Cooperstein, Susan Saip, Joel Jessen
    • Date: Jun 2004
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Payout annuities
  • Immediate Annuities-Product Development Considerations
    there are other contributing causes, one of the primary culprits for these difficulties can be seen on ... immediate annuities as closely as possible. The primary drawback to noncallable bonds is the fact that ...

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    • Authors: Robert W Maull, Allan Ryan, John L Santoloci, Bryan Boudreau
    • Date: Apr 1991
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Payout annuities; Reinsurance
  • Payout and Income Annuities
    availability and affordability of postretirement health care. The number of employers that are sponsoring postretirement ... insurance policy or long-term care, why just put that into a long- term-care policy? He can sell them two ...

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    • Authors: Michael LeBoeuf, Stephen Abels
    • Date: May 2005
    • Competency: Strategic Insight and Integration>Strategy development
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Payout annuities