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The Continuing Saga of Term Insurance
They turned out to be conservatively high for two primary reasons. First, the volume of business increased ... Deficiency reserve considerations have been a primary factor in policy design. Improperly designed policies ...- Authors: Burnett A Halstead, Marshall H Lykins, Richard E Ostuw, Samuel B Shlesinger
- Date: May 1981
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Term life; Public Policy
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GAAP Targeted Improvements—Illustrated Term Insurance Earnings
reserve true up—unlocking, additional accrual, and direct offset. Table 5 illustrates those components, with ... predictable effect is a direct result of the matching principle. Since the primary purpose of the reserve ...- Authors: Steven Malerich
- Date: Sep 2016
- Competency: Professional Values>Practice expertise; Strategic Insight and Integration>Big picture view; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: The Financial Reporter
- Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Life Insurance>Reserves - Life Insurance; Life Insurance>Term life
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The Continuing Saga of Term Insurance
understanding of the evolution of deposit term, the primary objective originally seemed to be to protect both ... and Deposit Term type products have shared the primary spotlight, while other term products, those which ...- Authors: David M Mordorski, Application Administrator, Richard A Swift, David A Webster
- Date: Apr 1981
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Term life
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Term Conversions – Pricing and Reserves
to be separated from other permanent products. Direct com- panies’ insurers frequently push back on developing ... price certain health products, such as long-term care insurance, where an insurer charges active lives ...- Authors: Hezhong Ma
- Date: Mar 2017
- Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Reinsurance News
- Topics: Life Insurance>Term life; Life Insurance>Whole life
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PBR Corner
than 5 percent. Bühlmann method can use the direct approximation for- mula for Z provided in VM-20 ... whether the appropriate basis for exposure is direct or retained insur- ance amounts. The overall A/E ...- Authors: Karen Rudolph, Ruijuan Wang
- Date: Jun 2016
- Competency: Leadership>Influence; Technical Skills & Analytical Problem Solving>Problem analysis and definition; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: The Financial Reporter
- Topics: Experience Studies & Data>Mortality; Life Insurance>Reserves - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life
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The Future of Permanent Life Insurance
The Future of Permanent Life Insurance RECORD OF SOCIETY OF ACTUARIES 1981 VOL. 7 NO. 3 ... investment selection. We will, I suspect, find a direct relationship between our cred- ited rates, surrender ...- Authors: Kenneth T Clark, David R Johnston, Stanley B Tulin, Myron Henry Margolin
- Date: May 1981
- Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration>Big picture view; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Term life; Life Insurance>Universal life; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Whole life; Public Policy