Description: This discussion focuses on forms of insurance protection for long-term disability provided under individual policies and various types of group policies. This panel also discuss the experience available for determination of premium rates and reserves under aforementioned polices. From Transactions of Society of Actuaries 1961, Vol. 13, Pt. 2.

Description: This report presents the results of a study on morbidity experience of the New York Life. Since the major medical programs of the New York Life have been fairly typical of the programs offered by insurance companies during the 1950's, it was determinedt that the results of this morbidity study, as well as the steps taken in developing a new morbidity table, would be of interest. From Transactions of Society of Actuaries 1963, Vol. 15, Pt. 1, No. 42.