Description: Discusses methods developed facilitating the calculation of deficiency reserves arising because of graded premiums or policy fees, The extent dividends and premium rates are determined by a company's own mortality or morbidity experience, problems posed for smaller companies by recent increases in nonmedical limits, and if High School Mathematics Contests have helped smaller companies obtain actuarial personel.

Description: This open forum, which occurred at the October 1982 Society of Actuaries Annual Meeting in Washington D.C., discussed the future of traditional Society of Actuaries meetings. Topics discussed included: 1. What do Society meetings offer? 2. What else could they offer? 3. What is offered elsewhere in my specialty? 4. How could Society of Actuaries meetings be made more meaningful? A discussion of the special interest sections and seminars on special interest topics was also discussed.