Description: Studies company lapse and mortality experience at the end of the level premium period for term life plans, correlates the shock lapses with mortality deterioration and develops a regression model.

Description: Pivot Tables For SOA / RGA Post-Level Period Term Lapse Study, Policy Anniversary 2000 to Policy Anniversary 2008, 10-Year Level Term Business

Description: Report on the Lapse and Mortality Experience of Post-Level Premium Period Term Plans

Description: The Product Development Section Council and the Committee on Life Insurance Research of the SOA engaged RGA Reinsurance Company to undertake a research project on level premium term life insurance products with a particular focus on the magnitude and impact of the 'shock lapse' at the end of the level premium period. Mortality was also studied. These are the Excel Pivot Tables for that study. Please see the SOA website experience studies for the full report.