Description: This panel discussion, which occurred at the May 1982 Society of Actuaries meeting in Colorado Springs, provided an overview and update on Universal Life policies using the format of discussion of the results of a survey sent to sixty actuaries involved with Universal life .

Description: Discusses: [1] the term-insurance marketplace and the reinsurance thereon, both past and present, [2] the changing reinsurer-client relationship, [3] the evolving reinsurance and direct marketplaces, and [4] the interrelationships between those two marketplaces. Significant discussion about AIDS risks in Q&A. From the 1988 Record of Society of Actuaries, Vol. 14, No. 2.