Description: Panelists and audience engage in a discussion about how to address – and how not to address – the basic financial-income needs of people in the U.S. after they have retired from a productive work life. Considers the current Social Security system in the U.S. and the systems in other countries. From the 1997 Record of Society of Actuaries, Vol. 23, No. 3.

Description: Discussion of the need to understand the implications of demographic and family diversity for the design of retirement programs. The design of retirement programs is a design of programs for the elderly, who are more often women, because women live longer and because their work histories often lead to reduced levels of pension and social security benefits.