Description: Panelists discuss a variety of issues related to overinsurance of disability income [DI] insurance. There is a general introduction to the topic, followed by a more specific discussion of issues such as policy provisions, underwriting considerations, and claims management. From the 2002 Record of Society of Actuaries, Volume 28, No. 2. Session 72PD of the San Francisco Spring Meeting.

Description: 1999 SOA Annual Meeting, San Francisco. This panel explored ways in which disability insurance underwriting guidelines must be closely linked to product design and sales methods. Panelists discussed a number of specific issues, including emerging illnesses, the protective value of various testing procedures, the role of financial underwriting, and the links between product, price, and underwriting.