Description: Presented at October 1986 Annual Meeting. This session discussion is about the impact of the AIDS epidemic, legal challenges to risk classification practices, impact on practices resulting from these challenges and from trends in areas such as preferred risks and guaranteed issues, possible future developments in underwriting and risk classification and how they may impact product design and marketing.

Description: This presentation was made at the 1975 SOA Los Angeles Spring Meeting. It addressed regulations relating to disclosure and cost comparison, equal opportunities and human rights legislation and impact on ways of doing business.