Description: This paper presents the findings of the Society of Actuaries' Committee on Individual Accident and Health Valuation Principles concerning statutory reserve standards for policy and claim reserves. From Transactions of Society of Actuaries 1985, Vol. 37.

Description: This paper describes the development of the net annual claim costs, net premiums, and reserve factors that comprise the 1974 Medical Expense Tables. From Transactions of Society of Actuaries 1978, Vol. 30.

Description: This panel discussion focuses on valuation and nonforfeiture developments. Topics covered include purpose of Society's Committee on Valuation and Related Problems, current valuation regulatory developments, industry studies in the United States, report of the Society's Special Committee on Nonforfeiture Laws, annuity nonforfeiture values, and sex-distinct mortality tables for valuation and nonforfeiture purposes.

Description: The object of this paper is to present a theoretical basis for the mathematical graduation of continuance data for both elementary and combined benefits, and to demonstrate the methods of utilizing the theory to derive claim costs for a wide variety of benefits. From Transactions of Society of Actuaries 1959, Vol. 11, No. 31.

Description: The purpose of this note is to make available to the profession several morbidity tables constructed by techniques described in the paper Continuance Functions presented in Volume XI of the Transactions. From Transactions of Society of Actuaries 1961, Vol. 11, No. 37.

Description: This report discusses the use of a basic table of net annual claim costs for hospital and surgical expense insurance as adopted by the NAIC in 1956 to be used as a minimum reserve standard for loss-of-time benefits. It is the intention of this paper to outline the characteristics of the table, to discuss the factors which influence reserve considerations, and to describe suitable methods of determining active and disabled life reserves for the types of benefit provisions now most generally offered. From Transactions of Society of Actuaries 1965, Vol. 17, Pt. 1, No. 49.

Description: This discussion is about major problems facing the smaller company on entering the field of individual health insurance. Also discussed are using morbidity studies to calculate gross premiums. From Transcations of Society of Actuaries 1962, Vol. 14 Pt. 2

Description: This session focused on Health Insurance Minimum Loss Ratio Regulation. Topics include: 1. The NAIC minimum loss ratio guidelines. 2. Loss ratios viewed from the regulatory side. 3. Recent developments in certain states. From Record of Society of Actuaries, 1981 Vol. 7, No. 3.

Description: This paper examines the adjustment of premiums under guaranteed renewable health insurance policies. From Transactions of Society of Actuaries 1960, Vol. 12, No. 34.

Description: Presented at April 1985 Spring Meeting. This session discussed new disability tables being proposed to the NAIC for valuation. Discussion covered history of the development of the tables and Barnhart's proposal for a change in method for determining the statutory minimum LTD open claim reserves.