Description: Evaluation of the excess mortality element of the Group Conversion charge. Followed by several discussion papers submitted

Description: From the 1960 Transactions Vol. 12 No. 32, this ‘Discussion of Subjects of Special Interest’ addresses the ordinary insurance underwriting topics of “guaranteed issue” and potential antiselection of business insurance vs. personal insurance at time of retirement.

Description: The purpose of the present paper is to propose a family of sex-year-of-birth tables which may be used in place of The Annuity Table for 1940 with Projection. From Transactions of Society of Actuaries 1950, Vol. 2, No. 4.

Description: This is the presidential address by the former SOA president, Edward A. Lew. From Transactions of Society of Actuaries 1974, Vol. 26, Pt.1, No. 76.

Description: This paper raises the following questions regarding mortality and underwriting: How does mortality under term insurance compare with that under permanent insurance? To what extent should large amounts of accidental death benefits be a matter of underwriting concern? What are the pros and cons of issuing triple indemnity benefits as an adjunct of life insurance policies? From Transactions of Society of Actuaries 1960, Vol. 12, No. 34.

Description: These were discussion papers on the paper, 'The Korean War Hazard' by James T. Phillips.

Description: This is a discussion about substandard mortality vs. standard mortality and the effects it will have on substandard premiums. Topics included: A. Statistical evidence on the trend of substandard mortality. Does it generally follow the trend of standard mortality? B. Effect this should have on substandard extra premiums. C. Does a lowering of substandard extras require any changes in underwriting rules, either as to the range of substandard classes or as to the ratings applied to some of the major impairments?

Description: This is a discussion about various underwriting issues including broadening the standard class at younger ages, overinsurance, mortality experience on guaranteed and automatic issue and taking smoking habits into account in underwriting life insurance risks. From Transactions of Society of Actuaries 1962, Vol. 14 Pt. 2

Description: This article lists the following topics of current interest that were discussed at the 19th International Congress of Actuaries held in Oslo, Norway from June 19 to June 24, 1972: 1. Life and pension insurance with variable sums insured or variable premiums, 2. Methods of forecasting the development of an insurance company during the next ten years, 3. Private pension schemes and social insurance, and 4. Problems connected with the actuarial treatment of the risk process of an insurance company. From Transactions of Society of Actuaries 1972, Vol. 24, Pt. 2D, No. 70.

Description: Discussion of how operations research can address some fo the problems in insurance field and home office operations and applications to other types of problems. Can be applied to increasing efficiency of projects and processes.